oh god tussi great ho
KF Ace
Hello everyone i am using a credit card on which i pay the bill on the date when the bill is generated but i dont know why still my credit score is dropping down and see my spending is like below 30% of limit of my credit card but in the last month when my bill was generated i paid on the same day and then after 4 days i swiped my card at a fuel station of rs.120 and then after a month wen i checked my credit score in my gpay application it says that it has drop of straight 10 Points because i am overspending like 120RS and same when i see on Experian it shows higher than in the gpay it shows a bit confusing pls help me out to improve my Credit score and i never overspend and i dont know whom i should consider experian or cibil i have hdfc card