GautamSarraf
KF Rookie
From last 6 month my CIBIL score is same as 771 and is not improving while all the payments are done on time! Please suggest further so that I can improve my CIBIL Score higher!
Try improving your Credit utilization by making it Below 7-9% and Credit Mix by reducing unsecured CC & Loans(Personal loan) and adding Secured CC & Loans(Home loan)From last 6 month my CIBIL score is same as 771 and is not improving while all the payments are done on time! Please suggest further so that I can improve my CIBIL Score higher!
Credit Utilization is Already below 10% and I have only the Credit Card no any others loan and all still struggling to get a higher CIBIL Score