Cibil score issue

[asifehkd]

I have CIBIL score of 705 , no late payment, no credit cards, 2 active loans personal loan paying emi on time , enquiries is 25, credit age is 2 months...
What should I do to increase the score to 750+ and what should I avoid further? Please guide m

 

[hitirfan]

Don't make further enquiries. Get a secured Credit Card. If you are employed then get an unsecured credit card from the bank in which you receive your salary.

 

[asifehkd]

I am self employed, which credit card do you suggest.. please let me know.

 

[asifehkd]

I am self employed, which credit card do you suggest.. please let me know.

 

[s2sharma1994]

I have CIBIL score of 705 , no late payment, no credit cards, 2 active loans personal loan paying emi on time , enquiries is 25, credit age is 2 months...
What should I do to increase the score to 750+ and what should I avoid further? Please guide m

You should wait for 6 months before applying for any financial product, as no. of enquiries will reduce it will automatically inc to 750+

 

[hitirfan]

I am self employed, which credit card do you suggest.. please let me know.

Contact your bank branch and see if they can get you any unsecured Credit Card based on your banking relationship.otherwise get FD Credit Card. Chcek youtube and get the one as per your requirement.