CIBIL score

[arun21]

What is difference in Experian and CIBIL score??

 

[krishna1718]

What is difference in Experian and CIBIL score??

2 different credit agencies. There are 4 in india total CIBIL, Experian, CRIF, Equifax

 

[arun21]

2 different credit agencies. There are 4 in india total CIBIL, Experian, CRIF, Equifax

Konsi sab se best hai?

 

[krishna1718]

Konsi sab se best hai?

CIBIL is most people standard, now a days experian is growing small lenders perfer crif and equifax

 

[knagar0078]

There are total 4 Credit Bureaus in India.
TRANSUNION CIBIL
EXPERIAN
EQUIFAX
CRIF
Out of these CIBIL was the first to get RBI license in 2000 while rest get it in 2010.
This is the main reason why Banks use CIBIL.
Experian and Cibil are the most popular in India having tie-up with most of the Indian Banks.
Equifax in an International Credit Bureaus, having data of users around the world.
Banks like HDFC uses Equifax along with Cibil.
Experian is also used by bank like Kotak and others along with Cibil.

Banks and Lenders use more than one Credit bureau to have a better idea to issue or reject the application.
CRIF is rarely used. I have never seen a bank asking for CRIF.

I'm not sponsored, but according to me One Score is good to track Cibil AND Experian.
Cred is good for Equifax.

Don't know for CRIF.

Also you can check and generate your Credit score and report for free once a calander year(if you check it on 20th November then can't be able to check it again for free before 20th November).

Strongly recommend you to use Credit Card to improve score.

Hope this help.
Take Care

 

[krishna1718]

There are total 4 Credit Bureaus in India.
TRANSUNION CIBIL
EXPERIAN
EQUIFAX
CRIF
Out of these CIBIL was the first to get RBI license in 2000 while rest get it in 2010.
This is the main reason why Banks use CIBIL.
Experian and Cibil are the most popular in India having tie-up with most of the Indian Banks.
Equifax in an International Credit Bureaus, having data of users around the world.
Banks like HDFC uses Equifax along with Cibil.
Experian is also used by bank like Kotak and others along with Cibil.

Banks and Lenders use more than one Credit bureau to have a better idea to issue or reject the application.
CRIF is rarely used. I have never seen a bank asking for CRIF.

I'm not sponsored, but according to me One Score is good to track Cibil AND Experian.
Cred is good for Equifax.

Don't know for CRIF.

Also you can check and generate your Credit score and report for free once a calander year(if you check it on 20th November then can't be able to check it again for free before 20th November).

Strongly recommend you to use Credit Card to improve score.

Hope this help.
Take Care

cred give crif score.. you can have paisabazaar for all scores, crif used by small lenders because its low cost