sainisourav007
KF Ace
Hey everyone, i recently closed my flipkart pay later account.. as I have not been using it.... Does it affect my credit score?
IF anyone knows ..please let me know.
IF anyone knows ..please let me know.
CLOSING OF FLIPKART PAY LATER ACCOUNT !!
- Thread starter sainisourav007
- Start date
AlertsByVivek
KF Expert
Check if there is credit line opened by Flipkart affiliated NBFC for this payment later facility
sainisourav007
KF Ace
Maybe yes .. coz when i see my credit report i have seen this pay later account ..in that report
AlertsByVivek
KF Expert
Flipkart Pay Later is in partnership with IDFC bank, which disburses credit directly to customers.
sainisourav007
KF Ace
Yes ,, i have seen it in my report .
AlertsByVivek
KF Expert
Zestmoney damages my cibil, that too I didn't default for once. So I have to raise concern in RBI Ombudsman.
After so many trouble I got my cibil corrected with NOC and Compensation from Zestmoney arround 15970 Rs for mental harrasment, Thanks to RBI Ombudsman
After so many trouble I got my cibil corrected with NOC and Compensation from Zestmoney arround 15970 Rs for mental harrasment, Thanks to RBI Ombudsman
sainisourav007
KF Ace
Ok .. but sir i closed it yesterday .. my question was that if its gonna affect my cibil or not ? ,, i have other pay later accounts and credit card .. i was not using this flipkart pay later thats why i closed it .
AlertsByVivek
KF Expert
No it won't affect your cibil. Don't worry
AlertsByVivek
KF Expert
Make sure you have NOC from them, to avoid any later issues.
Hey how can i raise disputed like it ? can you please share mail or message in dm that you written during that dispute I also have same problem
wcgxlr8
KF Mentor
Visit cibil website and click on raise a dispute towards the bottom of your credit report. Select the account where you see incorrect details and raise the dispute. If they do not respond within 30 days, you get a compensation per day and you can additionally consult an ombudsman.
santoshraut
KF Expert
no, it will not going to affect, i closed last month only... cibil score is same even closure updated in cibil.
Abhisek_00
KF Rookie
I closed it some months ago. It was my first credit product. So they reduced my score.
Vishal malhotra 19
KF Rookie
How you stop your pay later?
wcgxlr8
KF Mentor
You can speak to their Customer Service team and they can do it on your behalf. Make sure to clear any pending dues.
sainisourav007
KF Ace
You can talk to their customer service agents. .. Simply tell them your reason why you wanna close.. and they will do the rest for ya...It almost take 20-25 days to reflect in your credit report .. Once closed you will not be able to get pay later again from flipkart..
