Conflict between MoneyBack+ Card & NeuCard Plus Card | HDFC Bank

[talk2rik]

I just checked my eligibility and found that I'm eligible only for HDFC TATA NeuCard Plus Credit Card with first year free of joining charge. The bank is offering me the card with shared limit with my already owned HDFC MoneyBack+ Credit Card & HDFC UPI Virtual Credit Card.

Will it be beneficial of having the HDFC TATA NeuCard Plus Credit Card to only shop from BigBasket & Zudio, along with very few online transactions of recharges and bill payments? Or, it will be just an extra card in terms of benefits?

 

[Skylar]

I just checked my eligibility and found that I'm eligible only for HDFC TATA NeuCard Plus Credit Card with first year free of joining charge. The bank is offering me the card with shared limit with my already owned HDFC MoneyBack+ Credit Card & HDFC UPI Virtual Credit Card.

Will it be beneficial of having the HDFC TATA NeuCard Plus Credit Card to only shop from BigBasket & Zudio, along with very few online transactions of recharges and bill payments? Or, it will be just an extra card in terms of benefits?

- Only Con Is cashback being in the form of NEU COINS
the cashback you earned has to be used in Tata Neu only


Take it as its first year free, use it for 11 months and if you don't like it close it in the 12th month before they charge you annual fee.

 

[AlertsByVivek]

- Only Con Is cashback being in the form of NEU COINS
the cashback you earned has to be used in Tata Neu only


Take it as its first year free, use it for 11 months and if you don't like it close it in the 12th month before they charge you annual fee.

Just mail them for LTF upgrade they will do it.

 

[Skylar]

Just mail them for LTF upgrade they will do it.

They are not doing it now.
They are trying to get all their free cards to paid cards now by offering upgrades.

 

[AlertsByVivek]

They are not doing it now.
They are trying to get all their free cards to paid cards now by offering upgrades.

Just now I did. Wait upload the proof

 

[AlertsByVivek]

They are not doing it now.
They are trying to get all their free cards to paid cards now by offering upgrades.

 

[Skylar]

Lucky you

 

[AlertsByVivek]

Lucky you

If you have already hdfc card then apply for tata neu infinity and mentioned in company name as TCS. You will get this card as LTF. I saw this trick on telegram. People are doing it. It works only if you have existing hdfc credit card.