Converting saving account to salaried account

[chirag_d]

I am new to the forum
I have a HDFC bank saving account my salary gets credited in the same account can I convert it into a salaried account

What is a relationship manager for an account ? Do only salaried account have those ?

What will happen to the salaried account if I leave my current company

 

[RitamModak]

Yes, you can convert your HDFC savings account into a salary account if your company has a tie-up with HDFC Bank for salary accounts. To do this, you can contact your HR or visit your nearest HDFC branch with:

1. Your company ID card
2. Latest salary slip
3. A request letter (if required by the bank)

Once converted, you'll get additional benefits like zero balance, better debit card offers, and special loan facilities.

What is a Relationship Manager (RM)?​

A Relationship Manager (RM) is a bank representative assigned to help you with banking needs, investment advice, loans, and priority services.

• Not only salary accounts have RMs.
• Priority banking customers, HNI (high-net-worth individuals), and premium savings account holders may also get an RM.

What Happens to a Salary Account If You Leave the Company?​

If your salary is not credited for 3 months, HDFC will convert your salary account into a regular savings account. This means:

1. Minimum balance requirement (₹10,000 for metro cities, ₹5,000 for semi-urban, ₹2,500 for rural)
2. Loss of salary account benefits like zero balance and exclusive offers

If you join a new company that has an HDFC tie-up, you can update your employer details and continue the benefits.