Credit card application

[SumanX]

Hi people,
I have applied for credit card but getting rejected. Following are my details :
age : 22
Monthly salary : 1.2 L
Cibil score : 696
I have never taken any credit apart from my education loan whose emi has not yet started so can't pay it now.
Applied for card through agent which got cibil rejected.
How can i get a credit card with this much cibil score and how to increase the cibil score.

 

[Sam Maxi]

Hi people,
I have applied for credit card but getting rejected. Following are my details :
age : 22
Monthly salary : 1.2 L
Cibil score : 696
I have never taken any credit apart from my education loan whose emi has not yet started so can't pay it now.
Applied for card through agent which got cibil rejected.
How can i get a credit card with this much cibil score and how to increase the cibil score.

Welcome to the Community!

CIBIL Score Below 700 Is Not Really Ideal for Credit Card Application As you Know.
First of All Check your Credit Report on a App Like Paisabazaar or OneScore and then Check for Anything Negative in the Report like a Unknown Enquiry or Something.

About Increasing the Score, The Best way is to Get a FD Based Credit Card as per your FD Budget. Do Share Your Budget So that People can Give you Suggestions