Credit card apply application problem

[Sachit Yadav]

When i submitted my applications for new credit card like in axis, icici.. They rejected... Cuz i didn't have a good cibil or credit score... Wtf... I never had a credit card... And now i want a credit card online... Any views here... Guide me

 

[Bharatiya Nagrik]

Bro you answered your question. You don't have a credit score then how would the bank trust you to be a good customer? Get a BNPL account through Flipkart or get anything on no cost emi or a personal loan to start your credit journey. Slowly build your credit if you want a unsecured credit card. If you want a secured credit card start with IDFC Wow or OneCard credit card through FD. Build a good credit score by timely repaying all liabilities and then you will not get rejected by banks in future.

 

[Sachit Yadav]

I didn't have any credit card... Do i have any credit score

 

[Bharatiya Nagrik]

I didn't have any credit card... Do i have any credit score

If you had any loans previously then also you should have credit score but if no loans or no credit card till now then you will not have credit score.

 

[Bharatiya Nagrik]

I didn't have any credit card... Do i have any credit score

Check your credit score through Google pay app or onescore app. You will get more clarity.

 

[Kumaresh]

Get a credit card against FD