Credit Card CIBIL/ Experian Reporting Date

[ShavirB]

Hi All,

To maximise your Credit Score, your Credit Utilization must be kept below 30%. For this we should know on which date your Card Issuer/ Bank sends monthly reports to Credit Bureau (CIBIL, Experian, etc) so that we can clear our CC Outstanding before this date..

Sharing this data for a Couple of Card Issuers that I know of

HDFC Bank - End of Month (30/ 31st)
SBI Cards- 3 Days Post Bill Due Date

Please keep adding data for Other Credit Cards

 

[Ganesh_Shinde]

@ShavirB
Adding to the thread
Bank Of Baroda - 30 or 31st of every month.
ICICI Bank - Bill generation date
AMEX - Bill generation date.

 

[Hema Kulkarni]

@ShavirB

Adding to the thread
CSB (Jupiter) - 30/ 31st
Kotak - 30/ 31st

 

[Manoj Kohli]

IDFC - 30 or 31st of every month
Stan C - 30 or 31st of every month
Yes Bank - 30 or 31st of every month
Axis Ace CC - Bill Generation Date
Axis all other CC - 30 or 31st of every month