Credit card for students.

[Bidyut Murmu]

I want to get a credit card as a student which has a good international transaction facility as I need to take subscription of international digital libraries which accepts only credit cards as mode of payment.
Also the credit card that will have good travel offers since I book flight tickets frequently.

Can someone suggest me credit cards ( secured cards/ unsecured cards) based on this parameters.

 

[Skylar]

 

[Skylar]

You may also want to consider the IDFC Wow Credit Card, which offers zero foreign currency markup charges. This makes it ideal for international transactions such as subscriptions. The card has no annual fee, but its rewards structure is negligible, as the rewards are negligible. Additionally, to redeem these rewards, you’ll need to pay a fee of ₹99 plus 18% GST. It’s important to be aware that this card is secured and requires a fixed deposit (FD), so you’ll need to allocate a certain amount as an FD, considering all your financial needs and spending.

 

[Skylar]

good travel offers since I book flight tickets frequently.

As a student, obtaining a good travel card can be challenging. You may need to rely on your parents’ card or consider applying for a secured card. After a period of approximately 9 months, you can explore the possibility of transitioning to an unsecured card.

 

[Bidyut Murmu]

As a student, obtaining a good travel card can be challenging. You may need to rely on your parents’ card or consider applying for a secured card. After a period of approximately 9 months, you can explore the possibility of transitioning to an unsecured card.

Which secured card would be good for the purpose and after 9 months which card should I go for?

 

[Skylar]

Which secured card would be good for the purpose and after 9 months which card should I go for?

One Card is best for offline offers.
Wow card only if you want zero markup fee
(I'm not able to remember the card name recently saw an ad on flipkart some fd based card is giving 1% return on spends)

 

[Skylar]

9 months which card should I go for?

9months in to the future we can say which card would be best, as every month we see the news of cards getting devalued.

 

[Maitri Maniya]

I want to get a credit card as a student which has a good international transaction facility as I need to take subscription of international digital libraries which accepts only credit cards as mode of payment.
Also the credit card that will have good travel offers since I book flight tickets frequently.

Can someone suggest me credit cards ( secured cards/ unsecured cards) based on this parameters.

You can consider applying for the OneCard, especially if you're a student looking for a credit card with good international transaction facilities and travel offers. Here are some benefits of the OneCard that align with your requirements:

1. International Transactions: OneCard offers seamless international transaction facilities, allowing you to make payments for subscriptions to international digital libraries hassle-free.
2. Travel Offers: With OneCard, you can enjoy various travel offers and benefits, which can be beneficial for someone who frequently books flight tickets.

Additionally, the OneCard offers a host of other features such as easy EMI options, rewards programs, and a user-friendly mobile app for managing your expenses conveniently.