soumen Das
KF Expert
How about IDFC SWYP Credit Card?
Will the credit card be good?
Will the credit card be good?
Credit card IDFC
- Thread starter soumen Das
- Start date
Skylar
KF Master
Card review: Sab hai dikhave, Jhoothe behlaave. Ek hi kadam laaye sou sou pachhtaave.
5000 spend - 200*0.25 = 50 (1%)
10000 spend - 500*0.25 = 100 (1%)
15000 spend - 10000*0.25 = 150 (1%)
And to redeem those rewards you need to pay 117.82/- (99+18% GST)
So, return for
5k spend = -67.82/- (-1.36%)
10k spend = -17.82/- (-0.178%)
15k spend = 32.18/- (0.214%)
.
- Monthly here means customer’s credit card billing cycle, Reward Points will be credited on statement date
- Milestone rewards are not incremental; for e.g. On an eligible spend of ₹16,000, Customer will earn 1,000 Rewards Points only
- Monthly Milestone Rewards not applicable on Rental^, Cash Withdrawal, Fuel & Utility transactions
- ^400 Reward Points on minimum spends of ₹20,000 Rental and Utility spends per billing cycle
-1 Reward Point = ₹0.25
- 10% Discount twice a month on Zomanto
- 10% Discount Once a month on Tata Cliq
I would not even recommed getting card for this as this is a paid card with 588.82/- annual fee.
Last edited:
soumen Das
KF Expert
Hmm
very bad CardInstead of SWYP you can go for select or millennia (as per your eligibility)
Coz they are LTF and paying 500+gst is not worth it for swyp (benefits are less)
And in my opinion all cards of IDFC first are good in non-spend benefits coz it comes with a lot of benefits
Skylar
KF Master
Yes, better to get the LTF cards instead but there are not non spend based rewards now
Lounge acsess 20k month to avail it.
I got First Business Card where i received Dreamfolks membership and card worth 99$ which gives access to national/international lounge 2 for me 2 for my guests / Quarterly (Since its a membership so i don’t need to meet any spending criteria) Card FEE -500+gst
Paid that fee coz it makes sense for me to avail such membership services worth 99$
