Hanush Kumar
KF Expert
I currently hold only two credit cards: HDFC IOCL (Paid) and SBI SimplySave (Paid). I hold them since August 2024 (1.5 months).
My current expenses doesn't require me to pay the annual fee for these cards.
Primary goal: Collect LTF Cards
CC Wishlist:
AmazonPay ICICI (LTF)
Any SBI LTF Card (and close SimplySave)
Any Axis Card (Currently Axis Neo is available as LTF)
HDFC Tata Neu (currently FYF only available)
Should I get Axis Neo and AmazonPay ICICI next? If yes, when should I plan?
After a year:
Swap HDFC IOCL with HDFC Moneyback
Get IDFC First Power Plus
Are Federal, IndusInd, and Standard Chartered cards reliable and worthy enough to hold?
NOTE: Recently I was offered SBI SimplyClick as LTF and I rejected it as it could affect my CIBIL (currently 750).
My current expenses doesn't require me to pay the annual fee for these cards.
Primary goal: Collect LTF Cards
CC Wishlist:
AmazonPay ICICI (LTF)
Any SBI LTF Card (and close SimplySave)
Any Axis Card (Currently Axis Neo is available as LTF)
HDFC Tata Neu (currently FYF only available)
Should I get Axis Neo and AmazonPay ICICI next? If yes, when should I plan?
After a year:
Swap HDFC IOCL with HDFC Moneyback
Get IDFC First Power Plus
Are Federal, IndusInd, and Standard Chartered cards reliable and worthy enough to hold?
NOTE: Recently I was offered SBI SimplyClick as LTF and I rejected it as it could affect my CIBIL (currently 750).
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