Credit card

[Anil98]

For amazon shpping which one do you think is better hdfc money back plus or sbi simply click

 

[wcgxlr8]

Fee wise, both charge 500+GST. HDFC gives 10x points on Amazon vs SBI giving 5x. However, the value you can extract depends on how much you can spend (milestone benefits).

 

[TaxWiser]

For amazon shpping which one do you think is better hdfc money back plus or sbi simply click

I personally prefer Amazon Pay ICICI CC for regular Amazon shopping and for BBD & GIF any CC benefiting during the sale.

When comparing the HDFC MoneyBack+ Credit Card and the SBI SimplyClick Credit Card for Amazon shopping, here's what you need to know:

1. Rewards Rate:
- HDFC MoneyBack+: Offers 2 Cash Points on every ₹150 spent.
- SBI SimplyClick: Provides 1 Reward Point on every ₹100 spent (online and offline).

• Winner: SBI SimplyClick has a slightly higher reward rate for general online transactions.

2. Online Spends:
- HDFC MoneyBack+: 10x Cash point on Amazon, BigBasket, Flipkart, Reliance Smart Superstore & Swiggy 5X CashPoints on EMI spends
- SBI SimplyClick: Gives 5x Reward Points on all online transactions.

• Winner: HDFC MoneyBack+ is better if you shop online frequently.

3. Welcome Benefit:
- HDFC MoneyBack+: Offers 500 Cash Points (equivalent to ₹125).
- SBI SimplyClick: Provides an Amazon gift voucher worth ₹500.

• Winner: SBI SimplyClick has a more rewarding welcome benefit.

4. Renewal Fee Waiver:
- HDFC MoneyBack+: Easier to get the renewal fee waived (annual spends of ₹50,000 or more).
- SBI SimplyClick: Requires higher annual spends (₹1,00,000 or more) for fee waiver.

• Winner: HDFC MoneyBack+ for renewal fee conditions.

In summary, if you prioritize online shopping, the HDFC MoneyBack+ Credit Card might be a better fit. However, consider your spending habits and preferences to make the right choice!

(Source: Comparison using Gemini AI)