prateek.prasad
KF Rookie
One of my family member had an HDFC MoneyBack credit card and got an add on card in my name. A few months later he maxed the limit and defaulted the payments and never paid back. Now, when I found this out I rushed to close/return the add-on card in my name because I was afraid that my CIBIL will get affected.
Question 1: Will my CIBIL get affected in this case?
Second, I already have a premium credit card and I am had a pre-approved HDFC Regalia CC showing in my account, when I applied it got rejected within a few hours.
Question 2: Did my Credit Card get rejected because of my family members deault? Or because I had applied for another bank's credit card 25 - 30 days ago.
Question 3: How long should I wait before I re-apply for the HDFC CC?
Question 1: Will my CIBIL get affected in this case?
Second, I already have a premium credit card and I am had a pre-approved HDFC Regalia CC showing in my account, when I applied it got rejected within a few hours.
Question 2: Did my Credit Card get rejected because of my family members deault? Or because I had applied for another bank's credit card 25 - 30 days ago.
Question 3: How long should I wait before I re-apply for the HDFC CC?