Sneak-Peek Into Digit Car Insurance
Digit car insurance has claimed the market space by offering diverse car coverage benefits to its users against unforeseen emergencies. The company provides insurance coverage facilities for emergencies like theft, road accidents, etc. The USP of Digit car insurance is stress-free and prompt motor claim settlement through self-inspection. The insurance company also provide free pickup and drop-off for users across its plethora of cashless garages along with a guarantee of six months of free repair.
Highlights of Digit Car Insurance
Speedy Claim Settlement
The reason for Digit car insurance's popularity lies in its speedy claim settlement amongst users. The insurance company provides a designated claim team that ensures efficient, speedy and fair claim settlement. The company is dedicated towards seamless claim settlement process for policyholder at the time of need.
Customized IDV Option
IDV (insured declared value) option is also a huge draw for Digit car insurance companies for car owners. The company allows the users to choose IDV as per their insurance needs allowing them to adjust the premium amount that suits their monetary requirement. The customized IDV option adds to the buying insurance experience for users.
Extensive Coverage Option
Unforeseen emergencies like theft, road accidents, natural disasters, etc are always a concern for car owners. Therefore, these individuals are often looking for insurance companies offering comprehensive coverage options. Digit car insurance delivers on the same and also provides additional services like "add-on" to help maximize value addition for its customers.
User-friendly Website
Claiming a policy settlement can come with its challenges; however, digit car insurance understands this. The company has a user-friendly portal that allows the policyholder to navigate through the process of claim settlement without much hassle. The company website is designed to ensure seamless access to policy details, claim settlement process or making payments for policyholders.
Exceptional Customer Support
The company provides 24/7 customer support for its policyholders for maximum value addition. The users can contact the support group using mobile, email, chats, etc. The committed team will address the grievance or query related to policy matters as soon as possible.
Paperless Transaction
The company has integrated technology to make policy-related matters and processes for users. The user can visit the official website and conduct all the process digitally sitting right at their home. They can purchase the policy; and make policy claims or payments online from the comfort of their home.
Different types of Digit car insurance policies
There are three different types of Digit car insurance policies in the market space namely:
1. Does the policy cover the passenger of the card at the time of the accident?
Ans. No, the policy only covers the driver of the car during a car accident. However, if the user has add-ons as passenger cover then the claim can be made.
2. Can the policy claim be made if the car gets damaged when driving without a license?
Ans. The driver not having a car license at the time of damage cannot claim policy coverage.
3. Can policyholders get coverage for regular wear and tear of the vehicle?
Ans. No, the insurance company does not offer coverage for regular wear and tear of the vehicle for the policyholder.
4. What are some add-ons on the digit car insurance?
Ans. There are a few different add-ons that policyholders can get access to namely Passenger cover, breakdown assistance, return to invoice, engine& gear-box protection, consumable cover, tyre protection cover and zero- depreciation cover.
5. Can we renew the Digit car insurance policy?
Ans. Yes, the Digit car insurance policy can be renewed by the user after every three years.
Customer Review for Digit Car Insurance
The general consensus of customer in regard to digit car insurance is overall positive. The company is applauded for its customer service, competitive pricing and reputable brand name. Digit car insurance offers 24/7 customer support that help address customer grievance with prompt and ensure maximum customer satisfaction.
The negative includes that car parts replaced are often of low quality and the company does not provide replacement option for expensive damaged parts. The claim settlements are also a pain points for some customers who have received delayed payments or not received at all. However, these case a rare occurrence. The cashless claim, punctual service and user-friendly website has won the heart of many customers for digit car insurance.
Digit car insurance has claimed the market space by offering diverse car coverage benefits to its users against unforeseen emergencies. The company provides insurance coverage facilities for emergencies like theft, road accidents, etc. The USP of Digit car insurance is stress-free and prompt motor claim settlement through self-inspection. The insurance company also provide free pickup and drop-off for users across its plethora of cashless garages along with a guarantee of six months of free repair.
Highlights of Digit Car Insurance
Speedy Claim Settlement
The reason for Digit car insurance's popularity lies in its speedy claim settlement amongst users. The insurance company provides a designated claim team that ensures efficient, speedy and fair claim settlement. The company is dedicated towards seamless claim settlement process for policyholder at the time of need.
Customized IDV Option
IDV (insured declared value) option is also a huge draw for Digit car insurance companies for car owners. The company allows the users to choose IDV as per their insurance needs allowing them to adjust the premium amount that suits their monetary requirement. The customized IDV option adds to the buying insurance experience for users.
Extensive Coverage Option
Unforeseen emergencies like theft, road accidents, natural disasters, etc are always a concern for car owners. Therefore, these individuals are often looking for insurance companies offering comprehensive coverage options. Digit car insurance delivers on the same and also provides additional services like "add-on" to help maximize value addition for its customers.
User-friendly Website
Claiming a policy settlement can come with its challenges; however, digit car insurance understands this. The company has a user-friendly portal that allows the policyholder to navigate through the process of claim settlement without much hassle. The company website is designed to ensure seamless access to policy details, claim settlement process or making payments for policyholders.
Exceptional Customer Support
The company provides 24/7 customer support for its policyholders for maximum value addition. The users can contact the support group using mobile, email, chats, etc. The committed team will address the grievance or query related to policy matters as soon as possible.
Paperless Transaction
The company has integrated technology to make policy-related matters and processes for users. The user can visit the official website and conduct all the process digitally sitting right at their home. They can purchase the policy; and make policy claims or payments online from the comfort of their home.
Different types of Digit car insurance policies
There are three different types of Digit car insurance policies in the market space namely:
- Private Car Insurance: The policy tenure of private car insurance is about three years. The policy covers own damage and third–person liability. The policy also protects from natural and man-made disasters like natural calamities, theft, robbery, etc. The policy allows the user to claim a 50% discount on their premium amount under NCB (No-claim bonus) benefit. The user can also opt for add-ons on their policy coverage for additional protection.
- Third-Party Insurance: This policy comes under a mandatory claim policy. The legal liability covered by the insurance company is up to 7.5 lakh rupees under the policy claim. The policy does not cover add-ons but personal accidents are included in the policy protection. There is also no scope for customization under the policy.
- Own-damage Car Insurance: The user's car damages are covered under the policy. The compensation can be claimed by policy policyholder for repairs or replacement of the damaged vehicle. The policy allows the holder to avail 50% discount under NCB benefit for premium payment.
- Insurance proposal form duly filled and signed
- Passport–size photo
- driving license
- Aadhar Card or PAN card
- Address proof
- Vehicle registration certificate
1. Does the policy cover the passenger of the card at the time of the accident?
Ans. No, the policy only covers the driver of the car during a car accident. However, if the user has add-ons as passenger cover then the claim can be made.
2. Can the policy claim be made if the car gets damaged when driving without a license?
Ans. The driver not having a car license at the time of damage cannot claim policy coverage.
3. Can policyholders get coverage for regular wear and tear of the vehicle?
Ans. No, the insurance company does not offer coverage for regular wear and tear of the vehicle for the policyholder.
4. What are some add-ons on the digit car insurance?
Ans. There are a few different add-ons that policyholders can get access to namely Passenger cover, breakdown assistance, return to invoice, engine& gear-box protection, consumable cover, tyre protection cover and zero- depreciation cover.
5. Can we renew the Digit car insurance policy?
Ans. Yes, the Digit car insurance policy can be renewed by the user after every three years.
Customer Review for Digit Car Insurance
The general consensus of customer in regard to digit car insurance is overall positive. The company is applauded for its customer service, competitive pricing and reputable brand name. Digit car insurance offers 24/7 customer support that help address customer grievance with prompt and ensure maximum customer satisfaction.
The negative includes that car parts replaced are often of low quality and the company does not provide replacement option for expensive damaged parts. The claim settlements are also a pain points for some customers who have received delayed payments or not received at all. However, these case a rare occurrence. The cashless claim, punctual service and user-friendly website has won the heart of many customers for digit car insurance.
