Hanush Kumar
KF Expert
Do you think FD-based credit cards are worth it or attractive?
If not, why?
I'm planning to get IDFC WOW credit card. Any thoughts?
If not, why?
I'm planning to get IDFC WOW credit card. Any thoughts?
Do you think FD-based credit cards are worth it or attractive?
- Thread starter Hanush Kumar
- Start date
Yes you should definitely take it, IDFC WOW is considered to be the most popular card in FD based Cards,
and its rewards are also very attractive,
Go for it .
krishna1718
KF Mentor
no go with idfc earn rupay fd card its more worthy creditcard and best fd card at present
zacobite
KF Mentor
gd card to start.. fd cards help build credit score if used well for ppl who dont get normal cards
Financial Planner Himeesh
KF Rookie
Generally FD based CC is taken if our CIBIL is bad, and no bank is coming forward to issue a credit card to me. Else, both are same.
Financial Planner Himeesh
KF Rookie
Generally FD based CC is taken if our CIBIL is bad, and no bank is coming forward to issue a credit card to me. Else, both are same.
Also, before going ahead with any credit card, please check the annual charges and other charges/benefits
Akusahil
KF Expert
IDFC Wow credit card, it has neither advantages nor disadvantages. It is Best and Worst credit card.
If you want just LTF FD based Credit Card for improving your credit score or to just showcase a fd/secured credit card in your portfolio then go for it. Else don't go for it.
As it's very basic and beginner friendly credit card with very basic reward structure Except Roadside Complementary Service.
Also there's 99rs+18%(117rs) for reward redemption charges.
Final decision is upon you,
(Please add if I missed something)
