Does HDFC Swiggy Credit Card Offer 5% Cashback on All Amazon Purchases?

[Maitri Maniya]

I'm considering using my HDFC Swiggy credit card for Amazon shopping, but I'm unsure if it qualifies for the 5% cashback offer.

 

[TaxWiser]

I'm considering using my HDFC Swiggy credit card for Amazon shopping, but I'm unsure if it qualifies for the 5% cashback offer.

It’s always a good idea to review the detailed terms and conditions provided by HDFC Bank to ensure you understand all the specifics and exclusions related to the cashback offer. For most precise information, contact HDFC CC Customer Care.

 

[Maitri Maniya]

But how to know the item I'm purchasing is under this mcc code or not

 

[TaxWiser]

But how to know the item I'm purchasing is under this mcc code or not

Via HDFC CC Customer Care

@hitirfan @zacobite share your thoughts regarding this query

 

[Maitri Maniya]

I regularly purchase adult diapers for my grandmother on Amazon, costing around ₹1,000-₹1,500 each month, but I'm unsure if these purchases qualify for the 5% cashback

 

[TaxWiser]

I regularly purchase adult diapers for my grandmother on Amazon, costing around ₹1,000-₹1,500 each month, but I'm unsure if these purchases qualify for the 5% cashback

Purchases of adult diapers on Amazon should generally qualify for the 5% cashback offer with your HDFC Swiggy credit card, as they fall under the category of health and household products. However, it's important to verify the specific Merchant Category Code (MCC) assigned to these transactions to ensure they are eligible for the cashback.

Steps to Verify MCC:

1. Check Your Credit Card Statement: After making a purchase, review your credit card statement to see the MCC listed alongside the transaction.​

2. Contact Customer Service: Call the customer service number on the back of your credit card and ask them to confirm the MCC for your Amazon purchases.​

3. Amazon Customer Support: Reach out to Amazon customer support to inquire about the MCC used for your purchases.​

General Tips:

• Eligible Categories: Health and household items, including adult diapers, typically fall under eligible categories for cashback.
• Exclusions: Ensure that your purchases do not fall under excluded categories such as fuel, rent payments, or government-related transactions.

By following these steps, you can confirm whether your purchases qualify for the 5% cashback.

(Source: Conversation with Gemini AI)

 

[Maitri Maniya]

I contacted Amazon customer care. They are saying due to security reasons we can't see the MCC code. Also they said this is under the Amazon fresh category.
The other ways you are saying are the ways after making the payment. I want to know before making the payment

 

[Maitri Maniya]

I also reached out to hdfc customer care. They told me to reach out to the seller

 

[krishna1718]

amazon order cancellation and refund to amazon pay balance technique you can get 5% cashback.

 

[krishna1718]

place order in fashion item cost around 1000-1500 as your diapers estimate and cancel the order choose refund to amazon pay balance so you can get 5% cashback you can use amazon pay balance anything to order

 

[Maitri Maniya]

Did you try it?
How to choose refund to Amazon pay balance?

 

[krishna1718]

many times with sbi cashback card for bill payments. place any order in amazon in laptop after order sucessful click cancel then you will get 2 options 1) refund back to source 2) refund to amazon pay balance within 30 mins choose 2 option

 

[Maitri Maniya]

Great finding

 

[abhimarda]

many times with sbi cashback card for bill payments. place any order in amazon in laptop after order sucessful click cancel then you will get 2 options 1) refund back to source 2) refund to amazon pay balance within 30 mins choose 2 option

This is quite an old one and already not working for many. It's not working for me. If I purchase anything and cancel, it does not give me option and directly refund to source.

 

[krishna1718]

use in desktop not in app it will work. for to prove i placed order now and sharing pics of the order

 

[abhimarda]

use in desktop not in app it will work. for to prove i placed order now and sharing pics of the order

The screenshots which you have shared are from app only and not from desktop. Meanwhile, it doesn't work in desktop either from me.

 

[krishna1718]

app or desktop procedure was same i share screenshots to prove it works now.. if it work you can use if not check with family accounts all not works simply get sbi cashback credit card to buy diapers

 

[abhimarda]

app or desktop procedure was same i share screenshots to prove it works now.. if it work you can use if not check with family accounts all not works simply get sbi cashback credit card to buy diapers

May be it works for you....good for you...doesn't work for me.