Does secured credit card is required for increasing cibil score?

[vyomshah]

I have 6 unsecured credit card my credit score is ranging in 780 to 785 from last siz month. How can i increase it? If i get one secured FD credit card will it increase credit score ?

 

[Skylar]

I have 6 unsecured credit card my credit score is ranging in 780 to 785 from last siz month. How can i increase it? If i get one secured FD credit card will it increase credit score ?

Nope
See if your combined 6 Unsecured cards limit is 6lac then taking 6lac secured loan will balance it.
If you are thinking of taking a secure card with a 5k or 10k FD card then it won't help.

- 780 is a good score do not worry much, as your credit age increases your score will increase automatically.