vikram.gadagkar
KF Rookie
I wanted to close my outstanding Home loan, and some financial person advised me to claim partial withdrawal with House renovation, but that amount which my claim was approved was not sufficient to close my Home loan and this i did in August of this year 2025.
Can someone please let me know if i can do one more claim immediately? And is there a frequency wait period for the next withdrawal and also i got a EPFO PDF with withdrawal reasons and Home loan repayment is mentioned under Para 68BB but this is not available in the online form to claim, so i had to use House renovation as the purpose.
Please let me know which is the right purpose i need to use to make partial withdrawal, to pay off my complete Home loan. Please note even if i pay off my complete Home loan i will be left with ~40% of my PF balance. So this will meet the new amendment for EFP 3.0 rules.
Why i am doing this? I am paying hefty interest to Banks and want to save this loss and divert the interest growth for myself and my family, with the same EMI i am paying the home loan.
Please advice/guide.
Came to this forum because i stumbled upon video of the Beautiful lady on the Youtube channel talking about EPFO 3.0 new rules!!!!
Can someone please let me know if i can do one more claim immediately? And is there a frequency wait period for the next withdrawal and also i got a EPFO PDF with withdrawal reasons and Home loan repayment is mentioned under Para 68BB but this is not available in the online form to claim, so i had to use House renovation as the purpose.
Please let me know which is the right purpose i need to use to make partial withdrawal, to pay off my complete Home loan. Please note even if i pay off my complete Home loan i will be left with ~40% of my PF balance. So this will meet the new amendment for EFP 3.0 rules.
Why i am doing this? I am paying hefty interest to Banks and want to save this loss and divert the interest growth for myself and my family, with the same EMI i am paying the home loan.
Please advice/guide.
Came to this forum because i stumbled upon video of the Beautiful lady on the Youtube channel talking about EPFO 3.0 new rules!!!!
