Federal Bank is giving out all his credit cards as lifetime free (LTF) credit cards, so I decided to make a list of all the Federal Bank credit cards and their features so that you can compare and decide on which one to apply for.
Federal Bank has three cards under the Mastercard/Visa card network :-
If you want your card network to be Rupay , there is only one option - Federal Signet Rupay Credit Card
Federal Bank has three cards under the Mastercard/Visa card network :-
- Celesta Credit Card
- Imperio Credit Card
- Signet Credit Card
- Signet Rupay Credit Card
Now let's talk about all the cards and their features one by one in detail:
Federal Celesta Credit Card
| Federal Celesta Credit Card |
|
| Joining Fees | FREE (as of 23rd April 2024) |
| Annual Fees | FREE (as of 23rd April 2024) |
| Welcome offer | Get Amazon Pay e-Voucher worth ₹600 on minimum spend of Rs.10,000 in first 30 days. |
| Reward points | Celesta Credit Card follows 3-2-1 rewards structure:- 3x rewards on spends for Travel and International categories 2x rewards on spends for Dining categories 1x rewards for other categories. |
| Reward value | 1 Federal Point = Rs. 0.25 |
| Benefits /Milestone Benefits | Buy One Get One on INOX movie tickets once a month Reduced mark-up fee of 2% on foreign transactions Avail benefits on MasterCard Wellness Pass, once your quarterly spends cross ₹75,000 ( for Master card variant) |
| Lounge Access | Complimentary Lounge Access at Airports- twice a year at International airports and 4 times per quarter at domestic airports. |
| Fuel Surcharge | 1% fuel surcharge waiver at all fuel stations across India. |
Federal Imperio Credit Card
| Federal Imperio Credit Card | |
| Joining Fees | FREE (as of 23rd April 2024) |
| Annual Fees | FREE (as of 23rd April 2024) |
| Welcome offer | Get Amazon Pay e-Voucher worth ₹400 on minimum spend of Rs.5,000 in first 30 days. |
| Reward points | Imperio Credit Card follows 3-2-1 rewards structure:- 3x rewards on spends for Travel and International categories 2x rewards on spends for Dining categories 1x rewards for other categories. |
| Reward value | 1 Federal Point = Rs. 0.25 |
| Benefits /Milestone Benefits | Buy One Get One on INOX movie tickets, once a quarter Complimentary Big Basket vouchers on quarterly spends of ₹50,000 |
| Lounge Access | Complimentary Lounge Access- twice a quarter at domestic airports |
| Fuel Surcharge | 1% fuel surcharge waiver at all fuel stations across India. |
Federal Signet Credit Card
| Federal Signet Credit Card | |
| Joining Fees | FREE (as of 23rd April 2024) |
| Annual Fees | FREE (as of 23rd April 2024) |
| Welcome offer | Get Amazon Pay e-Voucher worth ₹200 on minimum spend of Rs 10,000 in first 30 days. |
| Reward points | Signet credit card follows 3-2-1 rewards structure:- 3x rewards on spends for Electronics & Apparel categories 2x rewards on Entertainment category 1x rewards for other categories. |
| Reward value | 1 Federal Point = Rs. 0.25 |
| Benefits /Milestone Benefits | Buy One Get One on INOX movie tickets, once a quarter. Complimentary Swiggy vouchers on quarterly spend of ₹20,000 |
| Lounge Access | Free Complimentary lounge access once per quarter at Domestic airports |
| Fuel Surcharge | Nil |
If you want your card network to be Rupay , there is only one option - Federal Signet Rupay Credit Card
Federal Signet Rupay Credit Card
| Federal Signet Rupay Credit Card | |
| Joining Fees | FREE (as of 23rd April 2024) |
| Annual Fees | FREE (as of 23rd April 2024) |
| Welcome offer | Get Amazon Pay e-Voucher worth ₹200 on minimum spend of Rs 10,000 in first 30 days. |
| Reward points | Signet credit card follows 3-2-1 rewards structure:- 3x rewards on spends for Electronics & Apparel categories 2x rewards on Entertainment category 1x rewards for other categories. |
| Reward value | 1 Federal Point = Rs. 0.25 |
| Benefits /Milestone Benefits | Buy One Get One on INOX movie tickets, once a quarter. Complimentary Swiggy vouchers on quarterly spend of ₹20,000 Personal Accident insurance cover of Rs.2 Lakhs 24*7 Concierge Services Rupay offers and deals, including travel, food and dining, shopping, sports, entertainment, lifestyle and much more |
| Lounge Access | Free Complimentary lounge access once per quarter at Domestic airports |
| Fuel Surcharge | Nil |
Conclusion - Which Card should you Consider?
If you're looking for a credit card with the best rewards program and you're open to either Visa or Mastercard, consider the Federal Celesta Credit Card. It offers exceptional value compared to other cards as you can get any of the credit card as an Lifetime free (LTF) credit card But if you want a Rupay card, then there is only one option, and that is the Signet Rupay credit card.What is the Eligibility Criteria ?
- Age –Minimum 18 years of age to apply for a Secured Federal Credit Card. & minimum 21 years of age to apply for a Unsecured Federal Credit Card.
- Credit history – A good credit history will help you in getting you a Credit Card easily.
- Nationality – While applying for a Credit Card in India, you need to be an Indian resident or a Non-resident Indian (NRI)
How to Apply for a Federal Bank Credit Card Online ?
- Step 1: Visit the official website of the Federal Bank and navigate to the credit card section.
- Step 2: Browse through the available credit cards and their respective features.
- Step 3: Click on the 'Apply Now' button for the selected credit card.
- Step 4: Fill out the online application form with your personal and financial details.
- Step 5: Upload necessary documents, such as an identity bank statement, income proof, etc., as may be prompted.
- Step 6: Review the application form and make sure that all details are accurate.
- Step 7: Click the 'Submit' button to complete the application process.
- Step 8: After submitting the application form, the bank will send a confirmation message or an email.
- Step 9: For new bank customers, the bank may require a vKYC before approving the application.
- Step 10: Once the application is approved, the customer will receive the virtual credit card instantly from FedMobile and the physical credit card within a few days.
What are Federal Bank loyalty rewards?
I have written an article regarding Federal Bank Loyalty Rewards. To know everything about it, click here ( https://bekifaayati.co/threads/federal-bank-loyalty-rewards.1862/)Federal Bank Contact Details
Federal Bank Credit Card Toll-Free Numbers (24 x 7)- 1800-425-1199
- 1800-420-1199
- +91-484-2630995
- +91-484-2630994
- 080-61991199
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