First Credit Card in March
- Thread starter hitirfan
- Start date
ajaych7777
KF Ace
after 3to 6 months,
wait for pre approved offers if u have any account in major private sec banks
hitirfan
KF Mentor
I have got HDFC IOCL Card. I recently opened account in HDFC. Will the bank offer me any other Card?
ajaych7777
KF Ace
wait for any other core card mostly you will be given 3 or 4 cards to choose from if u get pre approved offer from HDFC so, consider taking hdfc core cards instead of IOCL
Don't apply for their paid cards at first, wait for sometime they'll offer the same card with LTF after few days.
Skylar
KF Master
You can apply Immediately bro!
- If you are trying to apply card in the same bank then there will be 3 to 9 months cooling period depending on the bank
- If you are trying to apply card from different banks then you can apply Immediately.
hitirfan
KF Mentor
My CIBIL was 754, I applied for Airtel Axis but same was rejected.
Skylar
KF Master
Yeah as most banks consider 760+ as optimal score
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