If you're considering this card for a phone purchase, keep in mind that cashback typically doesn't apply to EMI transactions. While this card is a fantastic choice for full payments and frequent Flipkart shopping—offering 5% unlimited cashback, exclusive discounts, and special sale offers—EMI might not give you the same financial advantages. Exploring full payment options could help you maximize rewards and avoid extra costs in the long run!I'm buying a new phone on EMI and Flipkart axis Bank credit card gives a lot of discounts and offers. I didn't buy the card before ,is it worth buying it and use as EMI?