Good rewards credit card

aforarpit

KF Rookie
Should we take 1 all in all credit card or 2-3 credit cards - 1 for travel, 1 for online spend and like that. Pls suggest good prm cards.

I am using icici manchester united credit card but that is not a good one.
I do not get 1 to 1 movies, much cashback, or air miles points to reduce future airfare.

I am in a lurch. Pls help me here.
 

17ysaurabh

KF Mentor
I don't prefer taking one credit card for all expenses as they don't give good returns. Instead, I take different credit cards for different categories to maximise cashback.
My credit card portfolio is as follows:

Online Spends:
1. Amazon Pay ICICI CC:
5% unlimited cashback on Amazon spends for Prime users.
2. SBI Cashback CC: 5% cashback up to Rs. 5k in a statement cycle for all online spends like Amazon, Flipkart, Book My Show, Uber, Ola etc.

Utility Bills:
1. Airtel Axis CC:

25% cashback up to Rs. 300 on Airtel recharges and broadband bills.
10% cashback up to Rs. 300 on other bills like electricity, broadband bills, gas cylinders etc.

Food:
1. Airtel Axis CC:

10% cashback up to Rs. 300 on Zomato and Swiggy.

Travel:
1. HDFC Millenia CC:

5% cashback up to Rs. 1000 via the Smart Buy platform on bus, train and flight tickets.
I am looking for a better credit card for travel.
 
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