HDFC bank CC

[raj..]

@hitirfan @TaxWiser
@nikhilchauhan @Skylar @ShavirB
I have opened digi save youth account 2 months ago but didn't used it till today, only keeping 5k & not done any transactions.

Now I will use it & I'll try to get pre-approved offer on that account so please share your experience of getting pre-approved ltf cc offer from hdfc bank.
How much money I should keep there and what else I can do to get the offer & when I can expect the offer from the bank & which card they mostly give as pre-approved.

Should I change my ac from digi save to regular savings / savings max account ?

I have 2 cc of ICICI bank both are pre-approved 9 months old.
IDFC wow cc 2 years old.
Amazon pay later approx 3 years old.
Flipkart paylater 5 years old but I have closed that on dec 24.
Cibil - 780+ utilization never crossed above 6%.

 

[krishna1718]

HDFC pre-approved offer will provided mostly to 1 lakh above salary or 3-5 l fd customers try to use hdfc try to apply pixel card from payzapp or paytm app hdfc card apply options/swiggy hdfc or get hdfc tataneu plus fd based use for 6 months and try to apply for new card..once you get close fd card getting first card was difficult

@hitirfan @TaxWiser
@nikhilchauhan @Skylar @ShavirB
I have opened digi save youth account 2 months ago but didn't used it till today, only keeping 5k & not done any transactions.

Now I will use it & I'll try to get pre-approved offer on that account so please share your experience of getting pre-approved ltf cc offer from hdfc bank.
How much money I should keep there and what else I can do to get the offer & when I can expect the offer from the bank & which card they mostly give as pre-approved.

Should I change my ac from digi save to regular savings / savings max account ?

I have 2 cc of ICICI bank both are pre-approved 9 months old.
IDFC wow cc 2 years old.
Amazon pay later approx 3 years old.
Flipkart paylater 5 years old but I have closed that on dec 24.
Cibil - 780+ utilization never crossed above 6%.

 

[TaxWiser]

@hitirfan @TaxWiser
@nikhilchauhan @Skylar @ShavirB
I have opened digi save youth account 2 months ago but didn't used it till today, only keeping 5k & not done any transactions.

Now I will use it & I'll try to get pre-approved offer on that account so please share your experience of getting pre-approved ltf cc offer from hdfc bank.
How much money I should keep there and what else I can do to get the offer & when I can expect the offer from the bank & which card they mostly give as pre-approved.

Should I change my ac from digi save to regular savings / savings max account ?

I have 2 cc of ICICI bank both are pre-approved 9 months old.
IDFC wow cc 2 years old.
Amazon pay later approx 3 years old.
Flipkart paylater 5 years old but I have closed that on dec 24.
Cibil - 780+ utilization never crossed above 6%.

I've used these strategies in the past to get pre-approved for an HDFC credit card, but I can't guarantee they'll still work. One approach was to open an HDFC savings account, maintain a daily average balance of ₹30,000, and make frequent transactions of ₹1,000 or more. Another option might be to explore HDFC's Preferred Banking or Imperia Banking programs, which may offer lifetime free credit cards.

To explore options for obtaining an HDFC credit card, I recommend contacting HDFC directly or visiting their website. They can provide the most up-to-date information on eligibility requirements and available credit card products.

 

[raj..]

HDFC pre-approved offer will provided mostly to 1 lakh above salary or 3-5 l fd customers try to use hdfc try to apply pixel card from payzapp or paytm app hdfc card apply options/swiggy hdfc or get hdfc tataneu plus fd based use for 6 months and try to apply for new card..once you get close fd card getting first card was difficult

Okay thanks for the info. It's not 1st I have already 2 unsecured cc and 1 secured one from other banks.

 

[raj..]

I've used these strategies in the past to get pre-approved for an HDFC credit card, but I can't guarantee they'll still work. One approach was to open an HDFC savings account, maintain a daily average balance of ₹30,000, and make frequent transactions of ₹1,000 or more. Another option might be to explore HDFC's Preferred Banking or Imperia Banking programs, which may offer lifetime free credit cards.

To explore options for obtaining an HDFC credit card, I recommend contacting HDFC directly or visiting their website. They can provide the most up-to-date information on eligibility requirements and available credit card products.

Okay thanks for the info I'll try those, will keep 1l + and do frequent transactions.

I have already contacted their customer care but everytime they reply to visit nearest branch for credit card with all documents or open fd based credit card. I asked them about the available card options also but again they replied please contact nearest branch they will tell you about the options lol.