The HDFC Diners Club Privilege Credit Card is one popular lifestyle credit card in India that everyone is talking about. The card caters to high-end customers who are constantly on the go, enjoy good food, and appreciate exclusive privileges. It is a card that has numerous attractive features. However, does it make sense to you to have this card?
To provide you with the most recent information, we have an in-depth analysis of the HDFC Diners Club Privilege Credit Card review that will cover all the card's benefits, fees, requirements, and more. If you are thinking about getting this top-notch card, this article is your ultimate source of information to help you move in the right direction.
Besides other benefits, customers are entitled to amenities such as that in the lounge of the airport of premium category, rewards points at a faster pace, monthly milestone benefits, etc. The card is very useful for people who often travel by air and those who are fans of pampered services.
For Salaried Person:
Whether you're planning to upgrade your existing card or looking to apply for HDFC credit card for the first time, this card is a top-tier choice. With a reasonable fee and plenty of value-added features, it just might be the upgrade you’ve been looking for!
To provide you with the most recent information, we have an in-depth analysis of the HDFC Diners Club Privilege Credit Card review that will cover all the card's benefits, fees, requirements, and more. If you are thinking about getting this top-notch card, this article is your ultimate source of information to help you move in the right direction.
Overview: What Is the HDFC Diners Club Privilege Credit Card?
The HDFC Diners Club Privilege Credit Card is a card of the second or middle class that provides an exclusive set of privileges for travel, dining, and lifestyle. Distributed under the Diners Club network, it is a unique card due to the fact that it is accepted globally, and its reward system has a high value.Besides other benefits, customers are entitled to amenities such as that in the lounge of the airport of premium category, rewards points at a faster pace, monthly milestone benefits, etc. The card is very useful for people who often travel by air and those who are fans of pampered services.
Key Features and Diners Club Privilege Benefits
Let’s take a look at the standout Diners Club Privilege benefits that make this card a favorite:- 12 Complimentary Domestic & International Airport Lounge Access every year.
- Monthly milestone reward program.
- 2,000 bonus reward points every month on spends above ₹30,000.
- Complimentary annual memberships (Amazon Prime, Zomato Pro, Times Prime, and more).
- 1 Reward Point = ₹0.50 redeemable for flights/hotels or as cashback.
Reward Points on HDFC Credit Card
One of the biggest draws is the reward points on HDFC credit card spends. The HDFC Diners Club Privilege earns:- 4 Reward Points per ₹150 spent on retail purchases.
- Extra reward points on insurance, utility, and rental payments under special promotions.
Travel & Lounge Access
Travel lovers will particularly appreciate the HDFC credit card lounge access offered by this card:- 12 Complimentary lounge accesses annually across both domestic and international terminals.
- No additional charges for lounge use at partner airports.
Eligibility & Documentation
HDFC credit card eligibility criteria:For Salaried Person:
- Age: 21 to 60 years
- Monthly income: ₹75,000 and above
- Age: 21 to 65 years
- ITR: ₹8–9 Lakhs per annum
- PAN Card
- Identity proof
- Income proof (salary slips or ITR)
- Passport-size photograph
Annual Charges & Renewal
Let’s talk about the annual fee for HDFC Diners Club Privilege Credit Card:- Annual Fee: ₹2,500 + GST
- Renewal Fee: ₹2,500 + GST
- Waiver: Spend ₹3 Lakhs in a year to get the renewal fee waived.
How to Apply for HDFC Credit Card
How to apply for HDFC credit card online:- Visit the HDFC Bank Credit Card Portal
- Click on 'Apply Now' under the Diners Club Privilege Card.
- Fill in the required personal and financial information.
- Submit KYC documents and wait for verification.
Pros and Cons
Let’s break down the real-world experience of using the HDFC Diners Club Privilege Credit Card.Pros:
- Attractive Diners Club Privilege benefits across travel, dining, and lifestyle.
- High-value reward points on HDFC credit card spends.
- Excellent lounge access features.
- Complimentary memberships worth ₹5,000+.
Cons:
- Acceptance of Diners Club cards is slightly lower than Visa or Mastercard.
- No fuel surcharge waiver below ₹400.
- ₹3 lakh annual spend required to waive the annual fee for HDFC Diners Club cards.
Who Should Get This Card?
The HDFC Diners Club Privilege Credit Card is best suited for:- Frequent flyers who want HDFC credit card lounge access.
- People with monthly expenses of ₹25,000–₹50,000.
- Users looking to extract maximum value from reward points on HDFC credit card.
- Professionals who can benefit from complementary OTT and shopping memberships.
SUMMARY
By 2025, the HDFC Diners Club Privilege Credit Card is still a credit card of choice, both for its luxury character and convenient rewards. The combination of Diners Club Privilege benefits, reward points, free memberships, and travel perks makes it a high-value addition to your wallet.Whether you're planning to upgrade your existing card or looking to apply for HDFC credit card for the first time, this card is a top-tier choice. With a reasonable fee and plenty of value-added features, it just might be the upgrade you’ve been looking for!
