Hi folks,
I have applied for HDFC loan in September 2024. For that loan my CIBIL was checked on 27 September 2024. My loan amount was disbursed on 29 October 2024.
I checked my CIBIL report today, I.e. 02 November, 2024. I have 1 inquiry named "HDFC consumer loan" . There is already one CIBIL check with the name "HDFC Home loan". I never applied for consumer loan. So why is it in my report? Because of this CIBIL hit my score was dropped by 10 points from 794 to 784.
Can someone please explain to me?
I have applied for HDFC loan in September 2024. For that loan my CIBIL was checked on 27 September 2024. My loan amount was disbursed on 29 October 2024.
I checked my CIBIL report today, I.e. 02 November, 2024. I have 1 inquiry named "HDFC consumer loan" . There is already one CIBIL check with the name "HDFC Home loan". I never applied for consumer loan. So why is it in my report? Because of this CIBIL hit my score was dropped by 10 points from 794 to 784.
Can someone please explain to me?
