HDFC LTF CC Chances ??

[BeHappy]

Hello Everyone

I have account in HDFC Bank (approx 1yr old) . Mainly open it for HDFC CC . I applied for Money-back+ CC and got with 50K limit in Nov 2023 and closed it in April 2024 just bcoz low limit.
I already have SBI Simply Click with 1lakh+ limit, ICICI Apay with 1lakh limit, Axis Neo 1.65lakh limit.
One of My friend who is employee in HDFC Bank suggest me to close my CC for better offer.
I have a FD of 1.80 lakh also and upgraded my account in Max Saving Ac. In June 2024.
Can a get any CC LTF offer ?
Is there any chance for Millennia LTF ?
I received flash massage in app and text everyday to apply for CC, Should I wait or Apply ?

 

[hitirfan]

Hello Everyone

I have account in HDFC Bank (approx 1yr old) . Mainly open it for HDFC CC . I applied for Money-back+ CC and got with 50K limit in Nov 2023 and closed it in April 2024 just bcoz low limit.
I already have SBI Simply Click with 1lakh+ limit, ICICI Apay with 1lakh limit, Axis Neo 1.65lakh limit.
One of My friend who is employee in HDFC Bank suggest me to close my CC for better offer.
I have a FD of 1.80 lakh also and upgraded my account in Max Saving Ac. In June 2024.
Can a get any CC LTF offer ?
Is there any chance for Millennia LTF ?
I received flash massage in app and text everyday to apply for CC, Should I wait or Apply ?

Wait for LTF offer

 

[TaxWiser]

Hello Everyone

I have account in HDFC Bank (approx 1yr old) . Mainly open it for HDFC CC . I applied for Money-back+ CC and got with 50K limit in Nov 2023 and closed it in April 2024 just bcoz low limit.
I already have SBI Simply Click with 1lakh+ limit, ICICI Apay with 1lakh limit, Axis Neo 1.65lakh limit.
One of My friend who is employee in HDFC Bank suggest me to close my CC for better offer.
I have a FD of 1.80 lakh also and upgraded my account in Max Saving Ac. In June 2024.
Can a get any CC LTF offer ?
Is there any chance for Millennia LTF ?
I received flash massage in app and text everyday to apply for CC, Should I wait or Apply ?

Wait and follow these steps from Oct24 for 6-9 months to get LTF CC offer :

• Maintain Daily Average Balance of atleast ₹30000 in HDFC account
• Do transaction in thousands thus increase overall turnover of your account

Tried and Tested (3times)

Note: Since you closed your CC in April 24 until 6 months Cooling period is over for your Account, none of the above steps will help you.

 

[Abhisek_00]

Wait and follow these steps from Oct24 for 6-9 months to get LTF CC offer :

• Maintain Daily Average Balance of atleast ₹30000 in HDFC account
• Do transaction in thousands thus increase overall turnover of your account

Tried and Tested (3times)

Note: Since you closed your CC in April 24 until 6 months Cooling period is over for your Account, none of the above steps will help you.

Which HDFC account? Basic accounts opened digitally also count?

 

[BeHappy]

Wait and follow these steps from Oct24 for 6-9 months to get LTF CC offer :

• Maintain Daily Average Balance of atleast ₹30000 in HDFC account
• Do transaction in thousands thus increase overall turnover of your account

Tried and Tested (3times)

Note: Since you closed your CC in April 24 until 6 months Cooling period is over for your Account, none of the above steps will help you.

Thank You so much

 

[TaxWiser]

Which HDFC account? Basic accounts opened digitally also count?

I had tested this steps on 2 HDFC Farmer's Savings Account(Required MAB: ₹2500) one of which is opened completely online and other is applied via Online mode bud KYC was done offline in the nearest branch and 1 HDFC Women's Savings Account (Required MAB: ₹5000) which was also applied via Online mode but KYC was done offline.