As of now, the lifetime free offer on the HDFC Millennia Credit Card was officially listed till 31st October, but a few users have mentioned that certain branches or relationship managers are still offering it on a case-to-case basis till around 10th November, especially for salary account holders or existing HDFC customers.
That said, I can’t guarantee that the offer is still active since it often depends on your profile, income, and existing relationship with HDFC.
Call HDFC customer care or check via NetBanking > Cards > Apply Online.
Or visit your home branch / RM — they sometimes have internal offers not shown publicly.
If you’re not eligible for lifetime free, you might still get it first-year free or have the annual fee waived on spending above ₹1 lakh a year.
Anyone here recently applied after Oct 31st and got it lifetime free? Would be helpful if you could confirm.