The HDFC Bank Millennia Debit Card, introduced in 2019, has emerged as a successful and rewarding choice for individuals seeking benefits from their debit transactions. In this comprehensive guide, we look into the features and benefits that make the Millennia debit card stand out.
Fees:
Applying for the HDFC Millennia Debit Card is an easy process.
Navigate through HDFC Bank Net banking:
Cashback Redemption:
Enjoy the flexibility of redeeming your cashback through HDFC Bank Netbanking in multiples of Rs 400.
The redemption portal is easily accessible:
Smartbuy Rewards:
The Millennia debit card is eligible for Smartbuy platform cashback, with a monthly cap set at Rs 1000. This further enhances the overall benefits of using the card.
Shopping Category Cashback:
Explore a range of cashback opportunities in various shopping categories:
4 complimentary domestic airport lounge accesses per year. The available lounges vary based on the card network (Visa/Mastercard/Diners) on which the Millennia card is issued.
Conclusion:
The Millennia debit card stands out by offering a substantial Rs 1400 cashback per month, encompassing both Smartbuy and regular cashback. This makes it an excellent choice for individuals starting their careers or students who may not extensively use credit cards.
The annual fee of Rs 500, coupled with the plethora of benefits, positions the HDFC Bank Millennia debit card as one of the most rewarding options in the market. It proves to be a prudent choice, offering benefits that significantly outweigh the nominal fee associated with debit cards.
Fees:
- Annual Fee: Rs 500 plus taxes
- Issued free for Classic, Preferred, and Imperia customers
Applying for the HDFC Millennia Debit Card is an easy process.
Navigate through HDFC Bank Net banking:
- Cards
- Debit Cards
- Transact
- Debit Card Upgrade
- The Millennia debit card brings an interesting cashback system on various transactions:
- Shopping via PayZapp or Smartbuy: 5% Cashback
- All Online Spends: 2.5% Cashback
- Offline Spends and Wallet Reloads: 1% Cashback
Cashback Redemption:
Enjoy the flexibility of redeeming your cashback through HDFC Bank Netbanking in multiples of Rs 400.
The redemption portal is easily accessible:
- Cards
- Debit Cards
- Enquire
- Cash Back Enquiry and Redemption
Smartbuy Rewards:
The Millennia debit card is eligible for Smartbuy platform cashback, with a monthly cap set at Rs 1000. This further enhances the overall benefits of using the card.
Shopping Category Cashback:
Explore a range of cashback opportunities in various shopping categories:
- IGP.com: 10%
- Amazon, Flights, Hotels, MakeMyTrip, IRCTC, Redbus, Instant Voucher, Apple Tresor: 5%
- Flipkart: 1%
4 complimentary domestic airport lounge accesses per year. The available lounges vary based on the card network (Visa/Mastercard/Diners) on which the Millennia card is issued.
Conclusion:
The Millennia debit card stands out by offering a substantial Rs 1400 cashback per month, encompassing both Smartbuy and regular cashback. This makes it an excellent choice for individuals starting their careers or students who may not extensively use credit cards.
The annual fee of Rs 500, coupled with the plethora of benefits, positions the HDFC Bank Millennia debit card as one of the most rewarding options in the market. It proves to be a prudent choice, offering benefits that significantly outweigh the nominal fee associated with debit cards.
