HDFC swiggy credit card

Hi guys,

Hope you are all doing well. I am a salaried person, but my work is online. If I apply for the HDFC Swiggy credit card, will they verify my office or home address? If anyone has applied recently, please let me know.
 

TaxWiser

KF Mentor
Hi guys,

Hope you are all doing well. I am a salaried person, but my work is online. If I apply for the HDFC Swiggy credit card, will they verify my office or home address? If anyone has applied recently, please let me know.
Yupp 🫣
Currently they are doing Physical Home Address Verification via Third-party Agent and in some case asks for Income Documents (Mostly in case of New Customers who don't have Savings/Salary A/C in HDFC Bank)
 

harsh_ujjwal

KF Mentor
Hi guys,

Hope you are all doing well. I am a salaried person, but my work is online. If I apply for the HDFC Swiggy credit card, will they verify my office or home address? If anyone has applied recently, please let me know.
Depends.. If you have pre-approved offer, physical verification may not happen.
 

harsh_ujjwal

KF Mentor
That's fine!! Anything is possible in banking bro. ppl get cards without verification, without income proof. I have also seen cases where ppl having gd income n itr, decent credit score facing rejection.
It's discretion of bank's issuing the card.
 
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