HDFC TATA NEU PLUS VS INFINITY

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CARD
Features​	2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands. 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends 1% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card. Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass.	5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands. 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card. Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
Additional Features​	Zero lost card liability: In the unfortunate event of losing your Tata Neu Plus HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. Interest-Free Credit Period : Up to 50 days of interest-free period on your Tata Neu Plus HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant) Revolving Credit: Available at a nominal interest rate on your Tata Neu Plus HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.	Zero lost card liability: In the unfortunate event of losing your Tata Neu Infinity HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. Foreign Currency Markup: 2% on all your foreign currency spends Revolving Credit: Available at a nominal interest rate on your Tata Neu Infinity HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
Lounge Access​	Domestic Lounge Access 4 Complimentary Domestic Lounge Access per calendar year (1 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access	A. Domestic Lounge Access – VISA / RuPay Card 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access B. International Lounge Access – VISA Card Using Priority Pass, you and your add on member can together avail up to 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India. If you exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit C. International Lounge Access - RuPay 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India. Customers will be charged a transaction fee of $3.25 on their Credit card towards complimentary lounge access, same shall be reversed. Visit exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge.
Fuel Surcharge Waiver​	1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)	1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)
Welcome Benefit​	Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction. Note: For eligible customers, option to claim the Welcome Benefit will be available inside Tata Neu App for 180 days from statement date of the eligible transaction. The validity of the NeuCoins given against Welcome Benefit will be 365 days from the claim date.	Get 1,499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction. Note: For eligible customers, option to claim the Welcome Benefit will be available inside Tata Neu App for 180 days from statement date of the eligible transaction. The validity of the NeuCoins given against Welcome Benefit will be 365 days from the claim date.
Renewal Offer​	Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.	Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
Eligibility	For Salaried Indian national Age: Min 21 years & Max 60 Years Net Monthly Income > ₹25,000 For Self Employed Indian national Age: Min 21 years & Max 65 Years ITR > Rs 6 Lakhs per annum	For Salaried Indian national Age: Min 21 years & Max 60 Years Net Monthly Income > Rs 1 Lakh For Self Employed Indian national Age: Min 21 years & Max 65 Years ITR > Rs 12 Lakhs per annum
FEES & CHARGES	Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes	Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes
Foreign Currency Markup	3.5%	2%