Help me save Markup fee for online payment

H

hoodedRobin

KF Ace
Hi Folks,

I am planing to take a certification exam soon. The fee is around 1600 USD.
If I pay by normal debit card I will have to bear markup fee. I am thinking is there any credit card I can use to save on currency conversion/markup fees?
Currently, I have ICICI coral card with 70k limit. :ROFLMAO: Neither I nor the bank ever bothered to raise the limit further.
Current cibil is 790 something.
So what are my options?
 
anuragmukherjee28

anuragmukherjee28

Moderator
hoodedRobin said:
Hi Folks,

I am planing to take a certification exam soon. The fee is around 1600 USD.
If I pay by normal debit card I will have to bear markup fee. I am thinking is there any credit card I can use to save on currency conversion/markup fees?
Currently, I have ICICI coral card with 70k limit. :ROFLMAO: Neither I nor the bank ever bothered to raise the limit further.
Current cibil is 790 something.
So what are my options?
Click to expand...
if you want to save on the markup fees and currency conversion fees then you would need a forex card ,so apply for a forex card
 
G

guptajoy961

KF Expert
hoodedRobin said:
Hi Folks,

I am planing to take a certification exam soon. The fee is around 1600 USD.
If I pay by normal debit card I will have to bear markup fee. I am thinking is there any credit card I can use to save on currency conversion/markup fees?
Currently, I have ICICI coral card with 70k limit. :ROFLMAO: Neither I nor the bank ever bothered to raise the limit further.
Current cibil is 790 something.
So what are my options?
Click to expand...
Hey there! I've found a few really great credit card options that could help you save big on those pesky currency conversion and markup fees for your upcoming $1,600 USD certification exam payment. Let me break it down for you:

## Bajaj Finserv RBL Bank Credit Cards
The Bajaj Finserv RBL Bank credit card variants are pretty sweet - they offer super low forex markup rates, as low as 3.50%. That's way better than the typical 5% markup, so you're looking at some serious savings on your international spending. Definitely worth considering if you want to keep those conversion fees down.

## IDFC FIRST WOW! Credit Card
Another awesome option is the IDFC FIRST WOW! Credit Card. Get this - it has a 0% forex markup fee. Yep, that's right, zero extra charges for converting currencies. This is perfect if you want to pay that exam fee without any additional costs eating into your budget.

## RBL World Safari Credit Card
The RBL World Safari Credit Card also has 0% forex markup charges, which is pretty sweet. The only downside is that it doesn't come with regular rewards, but if you don't really need those, this could be a great choice to avoid those pesky conversion fees.

Now, based on your current CIBIL score of 790 and ICICI Coral card limit, you should be in a pretty good position to get approved for these low or no forex markup credit cards. The application process is straightforward, so you can just head to the card providers' websites and apply.

The big benefits of using these cards for your international exam payment are the cost savings from avoiding high forex markup fees, the convenience of not having to worry about exchange rates, and the peace of mind from secure transactions. I'd recommend taking a close look at the features of each option to find the one that fits your needs best.
 
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