Hi can you please suggest me IndusInd bank which credit card is best?

[Abhishekmulwani]

Hello can you please suggest me which IndusInd bank credit will be best from the above credit cards:-
1. IndusInd Bank Legend credit card
2. IndusInd Bank Platinum Aura Edge credit card
3. IndusInd Platinum Rupay credit card
4. IndusInd Platinum credit card

Please suggest me the best credit card from the above. Thank you.

 

[Skylar]

 

[Skylar]

Compare Cards​

IndusInd Legend Credit Card​	IndusInd Bank Platinum RuPay Credit Card​	IndusInd Bank Platinum Credit Card​	IndusInd Bank Platinum Aura Edge Credit Card​
Joining Fee Nil	Joining Fee Nil	Joining Fee Nil	Joining Fee Nil
Rewards and Benefits​
Welcome Benefits N/A	Welcome Benefits N/A	Welcome Benefits N/A	Welcome Benefits Discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more.
Rewards Rate 1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.	Rewards Rate 2 RPs for Every Rs 100 Spent on UPI. 1 RP for Each Rs 100 Non-UPI Transaction	Rewards Rate 1.5 RPs per Rs. 100 spent and 1.2 RPs per Rs. 100 spent on utilities & insurance categories.	Rewards Rate 0.5 Saving points per Rs. 100 spent on all categories. Up to 4 saving points per Rs. 100 spent on selected categories.
Movie & Dining BOGO on 1 movie ticket every month up to Rs. 200.	Movie & Dining N/A	Movie & Dining N/A	Movie & Dining N/A
Reward Redemption 1 RP = 1 InterMiles for redemption against Intermile, 1 RP = Re. 1 for redemption against cash credit, and 1 RP = 1 CV Point for redemption against Club Vistara Points.	Reward Redemption 1 RP = Rs 0.35. RPs Can Also Be Redeemed on Indus Moments	Reward Redemption 1 RP = Re. 0.85 while redeeming reward points against cash and 1 RP = 1 InterMile / 1 CV Point.	Reward Redemption 1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile / 0.5 CV Point for redemption against Intermiles or CV Points.
Travel Complimentary Priority Pass Membership	Travel N/A	Travel N/A	Travel N/A
Golf N/A	Golf N/A	Golf N/A	Golf N/A
Domestic Lounge 1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)	Domestic Lounge N/A	Domestic Lounge NA	Domestic Lounge N/A
International Lounge N/A	International Lounge N/A	International Lounge NA	International Lounge N/A
Insurance Benefits Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.	Insurance Benefits Travel Insurance is Provided	Insurance Benefits Complimentary Air Accidental death cover worth Rs. 25 Lakhs.	Insurance Benefits You get insurance coverage against an air accident, lost/delayed baggage, lost passport/ticket and unauthorized transactions made on a lost/stolen card.
Zero Liability Protection Lost card liability is applicable from 2 days before reporting and till 7 days after informing the loss of card.	Zero Liability Protection Cardholder Will Not Be Liable for Any Fraudulent Transaction if the Card is Reported Lost or Stolen to the Bank in a Timely Manner	Zero Liability Protection Zero liability of cardholders against deceitful transactions if loss or theft of card is reported to the customer care of the bank within the specified time frame.	Zero Liability Protection Zero liability protection against a lost/stolen card on reporting the loss to the bank within 48 hours.
Fees & Charges​
Renewal Fee Nil	Renewal Fee Nil	Renewal Fee Nil	Renewal Fee Nil
Spend Based Waiver N/A	Spend Based Waiver N/A	Spend Based Waiver NA	Spend Based Waiver NA
Rewards Redemption Fee Rs. 100	Rewards Redemption Fee Rs. 100	Rewards Redemption Fee Rs. 100	Rewards Redemption Fee Rs. 100
Foreign Currency Markup 1.80% on all foreign currency transactions	Foreign Currency Markup 3.5%	Foreign Currency Markup 3.5% of the transacted amount.	Foreign Currency Markup 3.5% of the foreign currency amount transacted
Interest Rates 3.83% per month (46% per annum)	Interest Rates 3.83% Monthly (46% Yearly)	Interest Rates 3.83% p.m. (46% p.a.)	Interest Rates 3.95% per month
Fuel Surcharge 1% of Fuel Surcharge Waiver applicable at all fuel stations across India.	Fuel Surcharge 1% Fuel Surcharge Waiver (Rs. 40 Monthly & Rs. 480 Annually)	Fuel Surcharge 1% fuel surcharge waiver on transcations between Rs. 400 and Rs. 4,000 at all fuel stations in India.	Fuel Surcharge 1% fuel surcharge waiver for all transactions between Rs. 400 and Rs. 4,000
Cash Advance Charges 2.5% of the transaction amount (Minimum charge of Rs. 500)	Cash Advance Charges 2.5% of the Total Transaction Amount or Rs. 300 Minimum	Cash Advance Charges Rs. 300 or 2.5% of the amount withdrawn, higher of the two.	Cash Advance Charges 2.5% or Rs. 300 (whichever is higher)
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil