Home loan

[Vivek3117]

I dont have any savings ....but i want to buy a house .....its costing 45 lakhs ....i will take home loan for all the money .....i can afford emi...
should i go for it or not ?

 

[luciferocious]

you can get upto 90% loan only for most cases. but if you have some personal relations with the loan approver then you may get 100% loan using home interiors and all

I any case you need cash to pay govt stamp duty which will not be part of loan

I am no expert

 

[AlertsByVivek]

I dont have any savings ....but i want to buy a house .....its costing 45 lakhs ....i will take home loan for all the money .....i can afford emi...
should i go for it or not ?

Nowadays Bajaj provides loan for everything even for stamp duty and other expenses too. For 40 year tenure I have heard with one of the builder agent. (not confirmed personally)

Kindly you can ask the any bajaj home loan agent.

 

[Vivek3117]

you can get upto 90% loan only for most cases. but if you have some personal relations with the loan approver then you may get 100% loan using home interiors and all

I any case you need cash to pay govt stamp duty which will not be part of loan

I am no expert

okay thanks

 

[Vivek3117]

Nowadays Bajaj provides loan for everything even for stamp duty and other expenses too. For 40 year tenure I have heard with one of the builder agent. (not confirmed personally)

Kindly you can ask the any bajaj home loan agent.

okay thanks

 

[Kalyan]

I dont have any savings ....but i want to buy a house .....its costing 45 lakhs ....i will take home loan for all the money .....i can afford emi...
should i go for it or not ?

100% loan possible subject to market value being 75%. Basis your income profile it can be worked out.