How can I upgrade my HDFC Moneyback Plus Credit card to HDFC Millennia card free?

[gautammishraofficial]

How can I upgrade my HDFC Moneyback Plus Credit card to HDFC Millennia card free? They are giving me upgrade option for free but only for the first year.

 

[krishna1718]

How can I upgrade my HDFC Moneyback Plus Credit card to HDFC Millennia card free? They are giving me upgrade option for free but only for the first year.

how many months old was your hdfc card? if your spending is around 50K you can stick with moneyback plus if it is above 100000 you can go with millenia happily but swiggy hdfc is better than millenia as they charging 50+gst for cashback redemption