How is AMEX smart earn credit card ?? Or should i consider another

wcgxlr8

KF Mentor
What is your income range? Also your credit score?
What is your annual spend? What categories do you spend the most on?
What do you plan to use your reward points on?
 

Samarth

KF Rookie
What is your income range? Also your credit score?
What is your annual spend? What categories do you spend the most on?
What do you plan to use your reward points on?
Income range is 80000
Credit score is good
Mainly my spends is on apperals through Instagram sites and food
I want to use my reward for flight tickets
 

wcgxlr8

KF Mentor
Got it. I think it is good if you spend on merchants that fall under accelerated MR point condition. What are instagram sites btw? I don't think you will get accelerated rewards (10x or 5x) on these spends. Yes, you can use Amex MR points for flight tickets (ideally transfer points instead of booking through Amex Travel)
 

Samarth

KF Rookie
Got it. I think it is good if you spend on merchants that fall under accelerated MR point condition. What are instagram sites btw? I don't think you will get accelerated rewards (10x or 5x) on these spends. Yes, you can use Amex MR points for flight tickets (ideally transfer points instead of booking through Amex Travel)
I had selected few credit like amex membership rewards card, axis vistara card , airtel axis card so which will be better for me
 

wcgxlr8

KF Mentor
I had selected few credit like amex membership rewards card, axis vistara card , airtel axis card so which will be better for me
If you take MRCC, you have to hit 6k per month on it with 1.5K x 4 to get the bonus MR points. I don't own any axis cards, so can't comment on it. @Skylar any thoughts?
 
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