how much utilization of 'Buy Now Pay Later' is good for cibil score

[underground_7]

how much utilization of bnpl is good for cibil score

 

[TaxWiser]

how much utilization of bnpl is good for cibil score

The following data represents my personal thoughts and is not an official data recognized by any institution:

3-7%​	Best​
1-3% & 7-16%​	Better​
16-30%​	Good​

 

[cardy]

Bnpl is not a good credit
So avoid if you have better credit like credit cards.
And yes if you are new to credit and have no other credit option then using bnpl 5 to 10% may be good