How to get a credit card without any credit score??

Piyush_jha

KF Rookie
My transaction in the bank are very good but the thing is I dont have any credit score because I haven't purchased anything on loan so what should I do??
Please suggest what things I can do to develop my credit score and also I want to purchase a scooter worth 1.20 lakhs on loan for 36 months tenure so what interest, etc I need to pay or how would I be eligible for this loan without any credit score??
 

M Shamim

KF Rookie
Tum gold 🪙 loan lalo pr bohot chota sa 5k tk 3 month ka liya intrest bohot kaam jae ga or Gold loan wake score ko bohot jldi boost krte hai
 

Rohit*

KF Rookie
If you have some money than just put a small FD in the same bank from which you want to issue a credit card and after 3 months visit the bank and ask for the credit card on the basis of the FD.
But some of the premium cards don't except the FD so you wont get those cards but as a beginner you will get most of the cards based on this trick.
only problem is that the limit of the card will be limited to the 80%-90% of the amount of the FD (Eg:- if you have a 1laks rupees fd you will get a limit of 80k-90k) depend on the bank from which you get the credit card. After the 3 month of regular use u can increase the limit of card if you want.
But remember if you want to break the FD you can't do in first three months after issuing the card (depend on the bank) or you should not have any outstanding bill on the creditcard pending. (applicable to all the bank and creditcard issued on the basis of FD)
other than that you are all ok to go
 

Rohit*

KF Rookie
Tum gold 🪙 loan lalo pr bohot chota sa 5k tk 3 month ka liya intrest bohot kaam jae ga or Gold loan wake score ko bohot jldi boost krte hai
it's not a sensible way to get a credit card why to pay interest if there are other options.
 

rishab9988

KF Rookie
i am credit card seller i can help you buy a credit and help to find a suitable credit card on your choice you can message me anytime i have lot of credit available with zero 0 annual and processing fess and also have short term credit lines
 

theravikr

KF Rookie
for begineers , take some fintech company cards like slice , oneplus etc so that you can build your cibil score , i start with slice card now my cibil is too good
 

zacobite

KF Mentor
i am credit card seller i can help you buy a credit and help to find a suitable credit card on your choice you can message me anytime i have lot of credit available with zero 0 annual and processing fess and also have short term credit lines
cc seller? what does that mean.. U an agent? for which banks.. do u do any premium cards
 
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