i am a student dont have a credit card yet and i want to buy few stuff from malaysian website problem is they need payment in MYR and idont know how to do that , id really appriciate any help i can get here , i have been looking into idfc wow card apparently it have 0 markup which i guess is helpful but i dont know much about it so id like some assistance, what is the eligiblity criteria and stuff and whats the minimum deposit etc.