vikaschaudhary
KF Rookie
I have Amazon Pay ICICI Bank credit card which is more than 1.3 year old but my Amazon Pay ICICI Bank credit card limit is Rs 120000 which the bank has not increased yet. I pay on time and do not use more than 5 percent of the credit card limit and have not missed a single payment. My CIBIL score is 771 and in the last 7 months my CIBIL score has not increased. In some months it is 770 and in some months it is 771.
I have some questions:-
When the credit card bill is generated, can I divide the total due amount into 2 or 3 parts. For example, the total credit card due amount is Rs 10,000 whose due date is 20th July, Rs 5000 on 14th July, that is the entire due amount, is that why the bank is not increasing my credit card limit and is that why my credit score is not going beyond 771. Please solve this question of mine.![Smile :) :)](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
I have some questions:-
When the credit card bill is generated, can I divide the total due amount into 2 or 3 parts. For example, the total credit card due amount is Rs 10,000 whose due date is 20th July, Rs 5000 on 14th July, that is the entire due amount, is that why the bank is not increasing my credit card limit and is that why my credit score is not going beyond 771. Please solve this question of mine.