anuragmukherjee28
Moderator
There are mainly 5 types of ICICI Zero Balance Accounts, as mentioned below:
- ICICI Basic Savings Bank Deposit Account (BSBDA)
- ICICI Pension Savings Account
- ICICI Salary Account
- ICICI Campus Power Savings Account
- ICCI Blind, Visually Impaired, or Incapacitated Savings Account
ICICI Basic Savings Bank Deposit Account (BSBDA)
Features
- Zero Balance Account
- No initial deposit is needed to open your account.
- Offers a single or joint mode of holding
- Free Rupay Debit Card Facility
- Free cash deposits
- free passbook facility
- Internet banking and mobile banking are available.
Eligibility
- You are an Indian resident, above 18 years of age (NRIs are not eligible).
- You do not hold a BSBDA (Jan Dhan Account) with any other bank.
Documents Required
- Photo ID proof as per the bank's acceptable list of documents.
- Address proof as per the bank's acceptable list of documents
- An account opening form
Interest Rates
- The interest rate varies from 3.00% to 3.50%.
ICICI Pension Savings Account
Features
- ICICI Bank has been authorised to disburse pensions to the pensioners of civil, defence, railways, and EPFO.
- No minimum balance account
- Easy submission of the Digital Life Certificate and Form 15H
- Priority assistance, doorstep banking
- Golden Years Fixed Deposit, NPS, and SCSS for steady returns.
- Free credit cards are based on the net pension credited.
- Access your account anytime online with Internet Banking and the iMobile Pay app.
Eligibility
- You are an Indian resident, above 18 years of age (NRIs are not eligible).
- You get pensions from any of them: civil, defence, railways, and EPFO.
Documents Required
- Photo ID proof as per the bank's acceptable list of documents.
- Address proof as per the bank's acceptable list of documents
- An account opening form
Interest Rates
- The interest rate varies from 3.00% to 3.50%.
- Excess 0.10% interest on FD for senior citizens
ICICI Salary Account
Features
- No minimum balance account
- Free Personalised Cheque Book
- Free Phone Banking
- Free Money Transfer Through Online NEFT
- Get a PPF account, which is a safe investment that gives you attractive returns, with the added advantage of tax benefits under Section 80C
- You can claim tax benefits for the amount contributed towards your pension under Section 80CCD(1) with an overall limit of Rs lakh Pension Account
- Get a Zero Balance Savings Account (Family Plus Account) for your parents, spouse and children.
- Get Complimentary Personal Accidental and Air Accidental Insurance Protection ( optional )
Eligibility
- You are an Indian resident, above 18 years of age (NRIs are not eligible).
- You gets monthly salary from your employer
Documents Required
- Photo ID proof as per the bank's acceptable list of documents.
- Address proof as per the bank's acceptable list of documents
- An account opening form
Interest Rates
- The interest rate varies from 3.00% to 3.50%.
ICICI Campus Power Savings Account
A savings account for all your banking requirements as a student.Features
- No Minimum Balance Requirement
- Choose from two complimentary cards: the ICICI Coral Credit Card or the Manchester United Platinum Credit Card.
- Get an Education Loan
- Use this account to invest in stocks, mutual funds, FDs, etc. through iMobile Pay.
- Digital Banking Facilities via the ICICI Bank iMobile Pay app
- Complimentary Air Accident Insurance of ₹50,000
- Premium Alumni Credit Card* offered on graduation
- Exciting offers on your favourite brands
- Access to monthly editions of The Orange Book
Eligibility
- The student needs to be a resident individual.
- Between 17 and 35 years of age
- From a premier institution in India
Documents Required
- ID proof or address proof
- PAN Card
- College ID Card (Admission Letter on College letterhead with a seal and the signature of an authorised signatory, if the College ID Card is not available)
Interest Rates
- The interest rate varies from 3.00% to 3.50%.
ICCI Blind, Visually Impaired, or Incapacitated Savings Account
Features
- There are no charges for cash transactions at the Home Branch.
- Complimentary 25 check leaves annually
- Complimentary SMS alert facility
- There is no minimum balance requirement.
Eligibility
- The student needs to be a resident individual.
- PWD Candidate
Documents Required
- ID proof or address proof
- PAN Card
- College ID Card (Admission Letter on College letterhead with a seal and the signature of an authorised signatory, if the College ID Card is not available)
Interest Rates
- The interest rate varies from 3.00% to 3.50%.
branch details attached kar raha hu...
