dg1
KF Ace
Hi everyone,
Hope all of you are doing well
Query is just for any emergency purposes.
I have idfc select credit card.
If I know correctly this cards offers cash withdrawal at 0% IR if you pay the due amount on time. My understanding is we can withdraw 30% of the limit. Pls Correct me if I am wrong.
Can we use this option at the time of emergency or is there any hidden charges due to which we should avoid using this option. I guess there is transaction fee of 199+GST will be levied for using this option. But apart from that is there any other hidden charges? Has anyone used this option?
I understand that it's not recommended to withdraw cash from any credit card but since this card offers 0% IR on cash withdrawal is it good to consider this option at the time of emergency.
Also is there any other card offers this option.
Hope all of you are doing well
Query is just for any emergency purposes.
I have idfc select credit card.
If I know correctly this cards offers cash withdrawal at 0% IR if you pay the due amount on time. My understanding is we can withdraw 30% of the limit. Pls Correct me if I am wrong.
Can we use this option at the time of emergency or is there any hidden charges due to which we should avoid using this option. I guess there is transaction fee of 199+GST will be levied for using this option. But apart from that is there any other hidden charges? Has anyone used this option?
I understand that it's not recommended to withdraw cash from any credit card but since this card offers 0% IR on cash withdrawal is it good to consider this option at the time of emergency.
Also is there any other card offers this option.
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