Important Update: IDFC FIRST Bank Halts Debit Card Rewards Next Year

[anuragmukherjee28]

Just a heads-up for everyone, IDFC FIRST Bank has announced that their debit card reward program will be discontinued starting 1st January 2026.

That means:

• No more reward points on debit card transactions after that date.
• Existing reward points can still be redeemed as per current timelines (details should be on their official communication or website).
• No change to credit card rewards — this update applies only to debit cards.

This is quite a shift, especially since IDFC was one of the few banks offering decent rewards on debit card spends.

Anyone here planning to switch to another bank or looking for a replacement debit card with good benefits?