Indusind Bank Account Freeze

[the9desh]

Hello there, I am here for discuss about my indusind bank account, my account freeze just after the account was opened online due to video KYC rejection. What will I do now

 

[luciferocious]

Hello there, I am here for discuss about my indusind bank account, my account freeze just after the account was opened online due to video KYC rejection. What will I do now

close account and get money back

 

[Akusahil]

Hello there, I am here for discuss about my indusind bank account, my account freeze just after the account was opened online due to video KYC rejection. What will I do now

Have you deposited money in your indusind account and the money is stuck now, then
ASAP, make request to close account. Or if you want to continue with this account then go to your base branch tell them whole situation, and they will do physical verification for to reactivate the account. If physical verification not available in your area on that same day make request to close account.
Else they will charge for 236rs for closing account. Will take the around 25 days to refund the stuck money to another account.
This whole situation i have faced. I have very dissatisfied with employees of this bank they didn't take seriously any situation, they were rudely talking with me. I decided in future i am not using any single product of this bank.

 

[Aone]

Hello there, I am here for discuss about my indusind bank account, my account freeze just after the account was opened online due to video KYC rejection. What will I do now

Done your kyc visiting any nearby brach for physical verification with your original documents

 

[Sam Maxi]

Have you deposited money in your indusind account and the money is stuck now, then
ASAP, make request to close account. Or if you want to continue with this account then go to your base branch tell them whole situation, and they will do physical verification for to reactivate the account. If physical verification not available in your area on that same day make request to close account.
Else they will charge for 236rs for closing account. Will take the around 25 days to refund the stuck money to another account.
This whole situation i have faced. I have very dissatisfied with employees of this bank they didn't take seriously any situation, they were rudely talking with me. I decided in future i am not using any single product of this bank.

Can we Close the Account Without Visiting the Branch? I opened a Indusind account 4 months ago, the only reasons were Online Application and free debit card. I was able to complete the whole process online but no kyc was done for some reason and then after a week i Received a welcome letter from indusind and that said, i'll have to visit the Branch for completing my KYC and that too within a 12 Months. Also No Debit Card has been Issued. It shows a option to apply for The Free Card but I Can't Apply, always shows error. Tried Using Vkyc option through website, it says i don't need vkyc (cause they want me to visit the Branch for that.) Also as i recall there are some charges as you mentioned 200+gst for closing the account after 15 days and within a year if I'm not wrong, so I'm basically stuck

 

[Akusahil]

Can we Close the Account Without Visiting the Branch? I opened a Indusind account 4 months ago, the only reasons were Online Application and free debit card. I was able to complete the whole process online but no kyc was done for some reason and then after a week i Received a welcome letter from indusind and that said, i'll have to visit the Branch for completing my KYC and that too within a 12 Months. Also No Debit Card has been Issued. It shows a option to apply for The Free Card but I Can't Apply, always shows error. Tried Using Vkyc option through website, it says i don't need vkyc (cause they want me to visit the Branch for that.) Also as i recall there are some charges as you mentioned 200+gst for closing the account after 15 days and within a year if I'm not wrong, so I'm basically stuck

I am very frustrated with the Indusind Bank, so sidhi bat no bakwas, don't use Indusind bank account, don't need to visit barch for kyc or account closure request.
Go for other zero balance savings account, Go for kotak (you can open zero balance saving by visiting branch), if you are student go for Idfc future first saving account, if you are below 25 age then go hdfc digital youth saving account, you can open au digital saving account else you can go for public sector bank as sbi, bob lite, canara aspire saving account these are totally zero balance savings account except hdfc.

 

[Sam Maxi]

I am very frustrated with the Indusind Bank, so sidhi bat no bakwas, don't use Indusind bank account, don't need to visit barch for kyc or account closure request.
Go for other zero balance savings account, Go for kotak (you can open zero balance saving by visiting branch), if you are student go for Idfc future first saving account, if you are below 25 age then go hdfc digital youth saving account, you can open au digital saving account else you can go for public sector bank as sbi, bob lite, canara aspire saving account these are totally zero balance savings account except hdfc.

Already Opted for Kotak 811 also HDFC DigiSave as soon as i saw Indusind for what they are. Thanks for the Suggestions tho, but should i just leave the Indusind account as it is? I don't need to use it and i will definitely not use it just curious about what happens with it

 

[Akusahil]

Already Opted for Kotak 811 also HDFC DigiSave as soon as i saw Indusind for what they are. Thanks for the Suggestions tho, but should i just leave the Indusind account as it is? I don't need to use it and i will definitely not use it just curious about what happens with it

I already decided that I am not gonna use Indusind services ever except credit cards. I think you should...
Ans for your question is, after year account will marked as inactive by rbi rules. Then maybe they will close your account. If you are worrying about your data so you can request for closing account anytime make sure you won't be charged by bank.

 

[Sam Maxi]

I already decided that I am not gonna use Indusind services ever except credit cards. I think you should...
Ans for your question is, after year account will marked as inactive by rbi rules. Then maybe they will close your account. If you are worrying about your data so you can request for closing account anytime make sure you won't be charged by bank.

Same here, and yes i think I'll just not do anything with it, and hopefully they close it. Thanks

 

[the9desh]

Have you deposited money in your indusind account and the money is stuck now, then
ASAP, make request to close account. Or if you want to continue with this account then go to your base branch tell them whole situation, and they will do physical verification for to reactivate the account. If physical verification not available in your area on that same day make request to close account.
Else they will charge for 236rs for closing account. Will take the around 25 days to refund the stuck money to another account.
This whole situation i have faced. I have very dissatisfied with employees of this bank they didn't take seriously any situation, they were rudely talking with me. I decided in future i am not using any single product of this bank.

Thanks

 

[the9desh]

Have you deposited money in your indusind account and the money is stuck now, then
ASAP, make request to close account. Or if you want to continue with this account then go to your base branch tell them whole situation, and they will do physical verification for to reactivate the account. If physical verification not available in your area on that same day make request to close account.
Else they will charge for 236rs for closing account. Will take the around 25 days to refund the stuck money to another account.
This whole situation i have faced. I have very dissatisfied with employees of this bank they didn't take seriously any situation, they were rudely talking with me. I decided in future i am not using any single product of this bank.

Yes, ₹5000 initial funding

 

[Sam Maxi]

Yes, ₹5000 initial funding

Did you Create Username and Password? If yes then Try Logging in through indus mobile app, Who Knows if that works you can Atleast move your money to another account

 

[the9desh]

Did you Create Username and Password? If yes then Try Logging in through indus mobile app, Who Knows if that works you can Atleast move your money to another accouni

Did you Create Username and Password? If yes then Try Logging in through indus mobile app, Who Knows if that works you can Atleast move your money to another account

I was link my account with phonepe but when I try to send money it fails and resion shows account is freeze or blocked

 

[Sam Maxi]

I understand, but did you try to login to indus app?

 

[the9desh]

Yes I was try to login indusind app but login failed

 

[Sam Maxi]

Yes I was try to login indusind app but login failed

Oh Okay. For me that Method Worked and i was able to Get my Initial Funding Back

 

[SanjuNandi]

Worst bank, I also want to close my account.

 

[Akusahil]

Yes, ₹5000 initial funding

Try to withdraw your money, if you can't then contact your base branch and tell them strong reason to get money as soon as possible then may you get money earlier...

 

[the9desh]

Thanks alot everyone

 

[Akusahil]

Thanks alot everyone

Anytime,
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