Indusind Pinnacle Credit Card

[nikhilchauhan]

Indusind pinnacle credit card is created for those customers who want to live a luxurious life. This card provides a complete package for travel benefits, golf privileges or extraordinary experiences. This card is exclusively meant for net-worth individuals who want to live a lavish lifestyle with premium benefits and rewards.

Basic Features of Indusind Credit Card

This card is beneficial for E-commerce transactions where 2.5 reward points are awarded against Rs.100 spent. The user of this card also gets complimentary movie tickets three times a month. The cardholder gets travel vouchers and access to several travel programs. The annual fee for this card is NIL and the best feature of this card includes 4 complimentary golf lessons once a month on famous clubs.

Application Process

To apply for this card, the applicant must follow the steps outlined below:

1. The applicant needs to visit indusind.com and then visit credit card and Pinnacle World credit card
2. The applicant needs to fill up the personal details.
3. The applicant gets the option to select the card as per his choice.
4. The applicant can select the best offers the bank is offering.
5. After filing up the application form and offers, the applicant needs to press verification and submit the form.

However, if the applicant finds these steps difficult, then he can visit the nearest branch for application in offline form.

Documents Required for Application

• The necessary documents that are required for getting this card are outlined below:
• The applicant must mandatorily give a PAN card
• The applicant must provide Address proof that may include any one of the documents like Aadhar, Passport, Utility Bill, Phone Bill or Ration Card.
• The individual needs to submit an Income Tax Return as Income Proof, a Pay Slip for the last three months or a Bank Statement for the last three months.

Eligibility

The applicant for this credit card should be more than 21 years old. The income of the salaried applicant should be more than Rs.10 lakh per annum. The income of the self-employed applicant should be more than Rs.12 lakh per annum.

Fees

The joining fee for this card is Rs.12999 and the annual fee is NIL.

Ideal Benefits

The major Indusind Pinnacle credit card benefits are pointed out below.

• Welcome Benefits

The user after getting the credit card receives Hotel Gift Vouchers, postcard hotels, and vouchers of luxury brands. The credit card offers various discount vouchers for different brands like Amazon, Flipkart, Ola, Uber and more.

• Dining Benefits

The credit card offers complimentary eazy dinner membership like vouchers of up to 50% discount in 2000 restaurants in Dubai and India. This card offers Rs.50000 plus savings on every use. This card offers 2 times easy points as a joining bonus.

• Card Protection

This card offers complete protection over the entire card's limit. The card offers insurance coverage of up to 48 hours in case of card is lost or stolen. This card offers personal air accident insurance up to Rs.25,00,000.

• Golf benefits

This card provides the benefits of access to golf courses and clubs throughout India. However, in addition to this access to clubs, complimentary golf gold game lessons are given to the user.

• Travel benefits

The user of this card is offered two complimentary visits every quarter to international lounges outside the country. Along with these domestic and international lounge access, the user is provided with travel insurance of luggage to Rs.100000, delayed baggage to Rs. 25000, loss of passport to Rs.50000, etc. The travel benefit includes flight booking, sports booking, hotel booking,

• Fuel benefit

The user of this card is provided with a 1% waiver on the surcharge of using the Indusind Pinnacle credit card at any petrol pump in India.

• Event Offers

This card offers invitations to various events, product launches and VIP experiences that add to lifetime experiences. Thus, cardholders benefit after using this card.

Significance of Indusind Pinnacle Credit Card

• Increased Lifestyle

The Indusind Pinnacle credit card is created that it will increase the lifestyle of its users by offering exclusive rewards and privileges. This card offers rewards and exclusive offers for travel, dining and entertainment. This card makes it an ideal choice for individuals who like to enjoy a premium lifestyle.

• Complete Rewards

This card offers complete rewards on every transaction and helps cardholders redeem points for a wide range of products and services.

• Cost-Savings

Indusind Pinnacle credit card is a cost-saving option for managing day-to-day expenditures.

• Credit Building

This Indusind Pinnacle credit card helps cardholders build the best credit score and improve their credit score. Thus, this credit card offers excellent scores which is beneficial for obtaining loans and financial products.

FAQ

1. What is the minimum age limit for applying for a credit card?

Ans: The applicants can take benefit of the Indusind Credit card who are above the age limit of 18 years and have a credit history can apply for this card.

Conclusion

To conclude, the Indusind Pinnacle credit card is a premium card that offers extensive rewards, lifestyle and complete protection. This card is created for individuals who prefer luxury and convenience in their daily lives.

 

[Abhilash C]

I had bad experience with Indusind credit cards. I had Indusind Platinum card several years ago, which was LTF. They offered upgrade to Legend card when they launched it. It was a premium card at that point & I upgraded paying Rs 10,000 as joining fee, with no annual charges. Later they degraded Legend & is now almost a useless card in my kitty. Even its available as a free card with no joining or annual fees now. You don't find any offers also on Indusind cards. Now, they keep calling me asking to upgrade to Pinnacle/Pioneer card, again paying joining fee. May be in few years, these cards also will be degraded like Legend. My stand is not to pay anything to Indusind for any more upgrades.