I don't want physical debit card of Jupiter.
If I use only virtual Debit card what charges will be applicable for virtual card only?
Is it possible not to use any debit card at all with account?
I don't want physical debit card of Jupiter.
If I use only virtual Debit card what charges will be applicable for virtual card only?
Is it possible not to use any debit card at all with account?
Issuance Fee on Physical Debit Card =299+gst
Replacement Fee of Physical Debit Card =299+gst
300 ₹199 + GST
There is no annual fee for the first year and is applicable from 2nd year onwards.
The annual fee will be waived off for users who meet any one of the following conditions:
Applicable merchant spends* of minimum ₹25,000 in the succeeding 12 months from the card issuance date
₹25,000 in the succeeding 12 months from the card issuance date
PRO account for any 6 out of 12 months from the card issuance date
Salary account for any 6 out of 12 months from the card issuance date
Annual fee is applicable to both virtual and physical debit cards.
Transaction fees if you use Federal bank ATM no charge
Transaction fees if you use any ATM other than Federal bank =
The following limits and charges will be applicable starting October 1, 2023:
For Basic & PRO users: 5 free transactions per month at non-Federal ATMs in metropolitan regions, 3 free transactions per month in non-metro regions
Salary account holders: 10 free transactions per month at non-Federal ATMs
Once your limit for free transactions at non-Federal ATMs has been exhausted, a fee of ₹21 will apply for each cash withdrawal, and ₹11 for non-financial transactions, exclusive of GST
100 per cash withdrawal + 3.5% Forex charges on all international ATM withdrawals.
Other banks may charge fees for usage of their ATM for cash withdrawal outside India. These charges will need to be borne by the customer.
Balance check or mini statement from any ATM outside India
₹25 per enquiry
Cross currency charges on international debit card transactions
Charges on international payments with your Debit Card:
Forex Fees:
PRO and Salary account holders:
Up to ₹ 25,000 per month (for PRO Account)
Upto ₹ 1,00,000 per month (for Salary Account)
Beyond the aforementioned limits, you will be charged 3.5% Forex Fees
For Savings Account holders, 3.5% Forex Fees will be charged on all spends
Please note: The Forex charges will be levied instantly on all international transactions and will be reversed, if applicable, on a weekly basis. Forex fee (for all users) levied on ATM transactions will not be reversed
Dynamic Currency Conversion (DCC) charges:
You will be charged 1% DCC charges exclusive of GST on all international transactions if the spend is deducted in INR. This charge will be applicable starting October 1, 2023.
Transaction decline fee at ATM and and on all purchase transactions due to insufficient funds
No charges for the first 2 transaction declines in a calendar month. Charges from 3rd decline with the same error in a calendar month -
International Transaction Failure - ₹100/instance (excluding GST)
Transaction decline fee on all transactions due to Invalid CVV, Transaction Channel Being Deactivated, Withdrawal Limit Exceeded, Blocked Card, Incorrect PIN or Blocked due to Excessive PIN tries
No charges for the first 2 transaction declines in a calendar month. Charges from 3rd decline with the same error in a calendar month -
