Karnataka Bank RTGS Form


Staff member
Karnataka Bank provides electronic payment options for the Indian market.

Mainly there are 3 ways in which you can make electronic payments with Karnataka Bank - RTGS, NEFT, and IMPS. Before moving forward, it's important to understand the differences between the 3 modes;

Type of TransferNEFTIMPSRTGS
Speed of settlementReal-TimeReal-TimeReal-Time
Maximum Transfer ValueNILRs.2,00,000NIL
Minimum Transfer ValueNILNo LimitRs. 2,00,000
ChargesRs. 2.25 (Up to 10,000)
Rs. 4.75 (10,000-1,00,000)
Rs. 14.75 (1,00,000-2,00,000)
Rs. 24.75 (Above 2,00,000)
NIL (Up to Rs. 1,000)
Rs. 5 (1,000 - 1,00,000)
Rs. 15 (1,00,000-2,00,000)
Rs. 25 (2,00,000-5,00,000)
Rs. 50 ( Above 5,00,000)
Timing08:00-19:00 (All Bank working days)24x7, 365 Days08:00-18:00 (All Bank working days)

RTGS/NEFT/IMPS Transfer with IDBI Bank:

There are two ways to initiate an RTGS / NEFT/ IMPS transfer with Karnataka Bank:
  1. Offline submission /In Branch Request (FOR RTGS/NEFT)
  2. Mobile Banking (FOR RTGS /NEFT /IMPS).

Step 1:
Download and Complete the Form
  • Download the attached NEFT/RTGS form (in PDF format). This same form will be provided to you if you choose to initiate the transfer through an in-branch request. We have attached a copy of the same form to this post for your ease.
  • Print a clear copy of the downloaded form.
  • Fill out the form completely and accurately. How to fill up the form is mentioned below
How to Fill up the Form?
  • Start by writing today’s date on the right corner.
  • Mention your branch name.
  • Enter your account number, name, amount, charges and total amount.
  • Now, write your email ID or mobile number, cheque number and today's date.
  • Enter the beneficiary bank name, branch, IFSC, account number and name.
  • Once you have verified and are satisfied, sign the form.

Step 2: Submit the Form at Your Branch
  • Visit your nearest Karnataka Bank branch.
  • Submit the completed NEFT/RTGS form along with any required identification documents to a bank teller or customer service representative.
  • Once your request is processed, the funds will be transferred to the beneficiary's account.
Mobile Banking (Karnataka Bank Mobile App)
  • Open your Karnataka bank mobile application and log in.
  • Click on the fund transfer option and choose if you want to do it yourself, within or to any other bank.
  • Enter the beneficiary details and the amount to be transferred and click on proceed.
  • Verify using OTP and click on confirm.
  • Your amount will be transferred.


  • Karnataka-Bank-RTGS-Form.pdf
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