Keep/Close Axis cards

[lakshay]

I have 2 Axis cards : Axis ACE & Axis Rewards(migrated from CITI). Both are paid cards. For this year I have reached the fee waiver for both. Now I don't use these cards anymore as all my spends have shifted to Amex Platinum Travel and HDFC Regalia Gold(FYF). Swiggy spends are done on HDFC Swiggy(LTF). I have Jupit CSB Edge Rupay and IDFC Select both as LTF also.

Now I am wondering should I close Ace & Rewards as they will not be used much other than any offer. I have an upgrade offer on Ace to upgrade to Neo Rupay(LTF) or Axis Select(Paid) which again wont suit my spends.

What is best cource of action here?

 

[amitvicky]

I have 2 Axis cards : Axis ACE & Axis Rewards(migrated from CITI). Both are paid cards. For this year I have reached the fee waiver for both. Now I don't use these cards anymore as all my spends have shifted to Amex Platinum Travel and HDFC Regalia Gold(FYF). Swiggy spends are done on HDFC Swiggy(LTF). I have Jupit CSB Edge Rupay and IDFC Select both as LTF also.

Now I am wondering should I close Ace & Rewards as they will not be used much other than any offer. I have an upgrade offer on Ace to upgrade to Neo Rupay(LTF) or Axis Select(Paid) which again wont suit my spends.

What is best cource of action here?

Get axis airtel as it would cover most of your utilities with nice cashback
One you get it then close your other cards.
Keep atleast 1 axis cards for sale discounts.

 

[hitirfan]

Keep atleast Axis Neo, so it would be easy to get any other card if Axis in future.
Call CC he will send link to apply for Axis Neo Rupay LTF.

 

[lakshay]

Get axis airtel as it would cover most of your utilities with nice cashback

All my utility bills are done via apay on amex which in turn gives me good returns (including milestone benefit). Moving those to axis airtel will make it difficult to hit milestone. Also then I will have to pay fee on both regalia and axis airtel.

Keep atleast Axis Neo, so it would be easy to get any other card if Axis in future.

Is the card worth it?

 

[hitirfan]

Neo has Zomato offer upto 120 discount. 5% instant discount on recharges/ dth on Paytm

 

[Gajendrakumar]

Is the card worth it?

Only benifit in Axis Neo is Zomato offer 40% upto Rs.120 twice per month. Other offers are simply useless.

 

[lakshay]

hmm.. I rarely use zomato. I will talk to them to make Axis ace LTF, which will be more beneficial. else look into upgrading it to neo
Do you know any email address for Axis similar to grievences refressal for hdfc? Calling customer care is not beneficial as they just ask me to check the app.

 

[Gajendrakumar]

hmm.. I rarely use zomato. I will talk to them to make Axis ace LTF, which will be more beneficial. else look into upgrading it to neo
Do you know any email address for Axis similar to grievences refressal for hdfc? Calling customer care is not beneficial as they just ask me to check the app.

From Ace to Neo it's not upgrading, actually it's downgrading...

 

[Gajendrakumar]

hmm.. I rarely use zomato. I will talk to them to make Axis ace LTF, which will be more beneficial. else look into upgrading it to neo
Do you know any email address for Axis similar to grievences refressal for hdfc? Calling customer care is not beneficial as they just ask me to check the app.

Axis support... Just google it

 

[lakshay]

From Ace to Neo it's not upgrading, actually it's downgrading...

Yes, I feel the same, but looks for axis have weird stacking of their cards.

 

[cardy]

Keeping atleast one Card like neo LTF may be useful in future. I will be on the side of keeping atleast one axis card