LTF Regalia Gold credit card

[iamnicks]

Hi Team,

I recently got an LTF upgrade from my HDFC millenia to Regalia Gold credit card:

When I checked the cashback I found the 1 cashpoint is just .25 paisa when redeemed again credit card bill so looks like Millenia is better then regalia gold. Only good thing is lounge access is free with this. if anytone is using that card can you please tell me what is this premium brand where 1cp=.65 paisa as shown below:

Because we cannot buy fk or amazon voucher with this as it shows below error in smartbuy:

I also have some point in hdfc rupar card, where I can reeded them I have no idea:

can someone help me here as well? Thanks.

 

[hitirfan]

I also have some point in hdfc rupar card, where I can reeded them I have no idea:
View attachment 1569

In netbanking you will see Redeem link, it will take u on another page, where you can see what u can get for it.

 

[katbose]

iamnicks you might me having a good salary credited in hdfc bank account.​

 

[Skylar]

When I checked the cashback I found the 1 cashpoint is just .25 paisa when redeemed again credit card bill so looks like Millenia is better then regalia gold. Only good thing is lounge access is free with this. if anytone is using that card can you please tell me what is this premium brand where 1cp=.65 paisa as shown below:

1 point = 0.25 Paisa But you can get accelerated reward points on this card up to 13.2% using smart buy portal.
If you book flight on smart buy using this card, you'll get 6.6% and if you book hotels, you get 13.2%
.
.
But you will get 5X points when shopped via smart buy.
4 Reward Points on every Rs.150 spent (On retail* spends)
Earn 20 Reward Points on every Rs.150 retail* spends at Marks & Spencer, Myntra, Reliance Digital, Nykaa!
You can redeem your Reward Points on Smartbuy or Netbanking. Reward Points can be redeemed for:

- Exclusive Gold Catalogue on select Premium brands via Smartbuy at a value of 1 RP = Rs 0.65
- Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
- Airmiles conversion through Netbanking or SmartBuy at a value of 1RP = upto 0.5 airmiles
- Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
- The redemption against the statement balance will be at the rate of 1 RP = Rs 0.20
₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
Complimentary Club Vistara Silver Tier and MMT Black Gold membership as Welcome benefits.

This card is way better than millenia do not miss it as its LTF, If you want that 5% cashback on online spends then get HDFC swiggy card.

 

[saajansuper]

Hi Team,

I recently got an LTF upgrade from my HDFC millenia to Regalia Gold credit card:
View attachment 1566
When I checked the cashback I found the 1 cashpoint is just .25 paisa when redeemed again credit card bill so looks like Millenia is better then regalia gold. Only good thing is lounge access is free with this. if anytone is using that card can you please tell me what is this premium brand where 1cp=.65 paisa as shown below:
View attachment 1567
Because we cannot buy fk or amazon voucher with this as it shows below error in smartbuy:
View attachment 1568
I also have some point in hdfc rupar card, where I can reeded them I have no idea:
View attachment 1569
can someone help me here as well? Thanks.

Its an LTF card, just go for it. Millennia has been diluted too much. I also upgraded myself from DinersClubMillennia to Infinia Metal last month. Although mine was FYF. Glad you got the auto upgrade as LTF. Just go for it.